Bank of Travelers Rest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Travelers Rest of Travelers Rest, SC against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.46% | -0.18% | 51st above |
| ROAE | 14.20% | 12.72% | +1.48% | 64th above |
| Net Interest Margin | 3.32% | 3.85% | -0.53% | 27th below |
| Efficiency Ratio | 56.68% | 57.41% | -0.73% | 56th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.72% | 1.88% | -0.16% | 50th above |
| Yield on Earning Assets | 4.91% | 5.72% | -0.81% | 17th bottom |
| Cost of Funds | 1.70% | 2.02% | -0.32% | 69th above |
| Net Interest Spread | 2.92% | 3.18% | -0.26% | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 1.00% | -0.80% | 82nd top |
| NPA / Total Assets | 0.11% | 0.76% | -0.65% | 84th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.11% | 0.43% | -0.32% | 28th below |
| ACL / Total Loans | 1.31% | 1.31% | +0.00% | 71st above |
| ACL / NPLs (Coverage) | 673.24% | 543.27% | +129.97% | 86th top |
| Texas Ratio | 1.16% | 7.39% | -6.23% | 85th top |
| Provision / NCO | 148.31% | 618.95% | -470.64% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.87% | 17.34% | -1.47% | 77th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.87% | 17.37% | -1.50% | 77th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.07% | 18.42% | -1.35% | 77th top |
| Leverage Ratio | 10.29% | 11.44% | -1.15% | 45th below |
| Equity / Assets | 9.18% | 11.34% | -2.16% | 25th below |
| TCE / Tangible Assets | 9.18% | 10.50% | -1.32% | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.80% | 86.97% | -22.17% | 91st top |
| Core Deposit Ratio | 93.96% | 85.55% | +8.41% | 79th top |
| Uninsured Deposit Ratio | 27.34% | 33.13% | -5.79% | 63rd above |
| Wholesale Funding Ratio | 0.91% | 5.71% | -4.80% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.76% | 9.68% | -3.92% | 53rd above |
| Loan Growth (Y/Y) | 5.05% | 8.06% | -3.01% | 47th below |
| Deposit Growth (Y/Y) | 3.91% | 7.87% | -3.96% | 44th below |
See Bank of Travelers Rest's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Travelers Rest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Travelers Rest profile, how to read a UBPR, or how this data updates.