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Capital · New York

US Banks with Highest Tier 1 Leverage Ratio in New York

Ranked among banks headquartered in New York. Re-ranked 1-100 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: DEUTSCHE BANK TRUST COMPANY, NATIONAL ASSOCIATION — 91.21% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 111 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Deutsche Bank Trust Company, N.A. New York , NY 91.21% $165.8M
2 Btg Pactual Bank, N.A. New York , NY 51.20% $892.5M
3 First Federal Savings of Middletown Middletown , NY 36.91% $185.9M
4 Maspeth Federal Savings and Loan Association Maspeth , NY 34.83% $2.23B
5 Fulton Savings Bank Fulton , NY 30.85% $493.0M
6 Putnam County National Bank of Carmel, the Carmel , NY 26.39% $172.9M
7 Bank of Utica Utica , NY 25.79% $1.45B
8 Deutsche Bank Trust Company Americas New York , NY 25.32% $39.74B
9 Eastbank, N.A. New York , NY 24.27% $145.8M
10 Berkshire Bank, the New York , NY 24.15% $542.3M
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11 Mizuho Bank (usa) New York , NY 22.33% $4.05B
12 Depository Trust Company, the Brooklyn , NY 18.19% $7.96B
13 Lake Shore Bank Dunkirk , NY 17.54% $721.5M
14 Industrial and Commercial Bank of China (usa), N.A. New York , NY 16.94% $2.86B
15 Watertown Savings Bank Watertown , NY 16.93% $970.2M
16 Northeast Community Bank White Plains , NY 16.76% $2.02B
17 Abacus Federal Savings Bank New York , NY 16.47% $319.3M
18 Ponce Bank, N.A. Bronx , NY 16.09% $3.29B
19 Amerasia Bank Flushing , NY 15.38% $1.03B
20 Alden State Bank Alden , NY 15.24% $452.4M
21 Geddes Federal Savings and Loan Association Syracuse , NY 15.14% $669.5M
22 Spring Bank Bronx , NY 15.06% $646.9M
23 Massena Savings and Loan Massena , NY 14.96% $200.6M
24 Wsb Municipal Bank Watertown , NY 14.89% $158.0M
25 First National Bank of Groton, the Groton , NY 14.75% $212.5M
26 Jeff Bank Jeffersonville , NY 14.69% $671.9M
27 Alpine Capital Bank New York , NY 14.59% $224.8M
28 North Country Savings Bank, the Canton , NY 14.36% $366.0M
29 Newbank Flushing , NY 14.35% $614.3M
30 Gouverneur Savings and Loan Association Gouverneur , NY 14.30% $198.5M
31 First National Bank of Dryden, the Dryden , NY 13.31% $211.2M
32 Woori America Bank New York , NY 13.19% $4.04B
33 Global Bank New York , NY 13.18% $279.6M
34 Ridgewood Savings Bank Ridgewood , NY 13.14% $7.54B
35 Northfield Bank Staten Island , NY 13.08% $5.74B
36 United Orient Bank New York , NY 12.81% $103.9M
37 Orange Bank & Trust Company Middletown , NY 12.80% $2.70B
38 Carthage Savings and Loan, N.A. Carthage , NY 12.75% $308.1M
39 Shinhan Bank America New York , NY 12.73% $1.97B
40 Cross County Savings Bank Middle Village , NY 12.65% $538.2M
41 Piermont Bank New York , NY 12.63% $474.4M
42 American Community Bank Glen Cove , NY 12.54% $324.8M
43 Esquire Bank, N.A. Jericho , NY 11.85% $2.41B
44 Bank of Richmondville Cobleskill , NY 11.66% $192.9M
45 Bank of Millbrook Millbrook , NY 11.62% $322.4M
46 Pioneer Bank, N.A. Albany , NY 11.56% $2.21B
47 Popular Bank New York , NY 11.48% $14.95B
48 Evans Bank, National Association Angola , NY 11.44% $2.18B
49 Metropolitan Commercial Bank New York , NY 11.36% $8.84B
50 Chemung Canal Trust Company Elmira , NY 11.26% $2.75B
51 Tioga State Bank, N.A. Spencer , NY 11.26% $639.7M
52 Cattaraugus County Bank Little Valley , NY 11.07% $379.0M
53 Rhinebeck Bank Rhinebeck , NY 10.94% $1.28B
54 Sawyer Savings Bank Saugerties , NY 10.91% $278.8M
55 Five Star Bank Rochester , NY 10.73% $6.26B
56 Israel Discount Bank of New York New York , NY 10.72% $13.99B
57 Upstate National Bank, the Ogdensburg , NY 10.71% $285.2M
58 Champlain National Bank Elizabethtown , NY 10.70% $500.2M
59 Ballston Spa National Bank Ballston Spa , NY 10.65% $941.6M
60 Genesee Regional Bank Rochester , NY 10.62% $1.31B
61 Community Federal Savings Bank Woodhaven , NY 10.56% $848.6M
62 Flushing Savings Bank, FSB Flushing , NY 10.45% $8.86B
63 Dime Commercial Bank Bridgehampton , NY 10.42% $14.99B
64 First Central Savings Bank Glen Cove , NY 10.31% $960.1M
65 The First National Bank of Long Island Glen Head , NY 10.28% $4.08B
66 Alma Bank Astoria , NY 10.25% $1.55B
67 Adirondack Trust Company, the Saratoga Springs , NY 10.24% $1.76B
68 Walden Savings Bank Montgomery , NY 10.23% $977.3M
69 PCSB Bank Brewster , NY 10.21% $2.10B
70 Empire State Bank Staten Island , NY 10.01% $643.9M
71 Interaudi Bank New York , NY 9.97% $2.66B
72 Bank of Greene County, the Catskill , NY 9.83% $3.18B
73 Delaware National Bank of Delhi, the Delhi , NY 9.80% $407.6M
74 Pathfinder Bank Oswego , NY 9.79% $1.41B
75 Seneca Savings Bank, N.A. Baldwinsville , NY 9.78% $315.9M
76 Ulster Savings Bank Kingston , NY 9.78% $1.37B
77 Rondout Savings Bank Kingston , NY 9.71% $510.4M
78 Amalgamated Bank New York , NY 9.69% $9.17B
79 Modern Bank, N.A. New York , NY 9.69% $696.4M
80 Arrow Bank N.A. Glens Falls , NY 9.62% $4.50B
81 Flagstar Bank, N.A. Hicksville , NY 9.61% $87.13B
82 Manufacturers and Traders Trust Company Buffalo , NY 9.58% $214.20B
83 Quontic Bank Astoria , NY 9.53% $852.8M
84 Greene County Commercial Bank Catskill , NY 9.52% $1.41B
85 Nbt Bank, N.A. Norwich , NY 9.47% $16.09B
86 Maple City Savings Bank, FSB Hornell , NY 9.34% $123.1M
87 The National Bank of Coxsackie Coxsackie , NY 9.26% $517.1M
88 Solvay Bank Solvay , NY 9.23% $1.19B
89 Cayuga Lake National Bank Union Springs , NY 9.22% $281.1M
90 Hanover Community Bank Garden City Park , NY 9.20% $2.37B
91 First National Bank of Scotia Scotia , NY 9.19% $706.5M
92 Wallkill Valley Federal Savings and Loan Association Wallkill , NY 9.19% $475.7M
93 Generations Bank Seneca Falls , NY 9.17% $347.1M
94 Tompkins Community Bank Ithaca , NY 8.98% $8.70B
95 Habib American Bank New York , NY 8.90% $2.98B
96 Bank of Holland Holland , NY 8.90% $256.1M
97 Goldman Sachs Bank USA New York , NY 8.78% $751.78B
98 Lyons National Bank, the Lyons , NY 8.74% $2.11B
99 Safra National Bank of New York New York , NY 8.74% $12.15B
100 Carver Federal Savings Bank New York , NY 8.67% $676.5M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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