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Capital · Montana

US Banks with Highest Tier 1 Leverage Ratio in Montana

Ranked among banks headquartered in Montana. Re-ranked 1-29 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: FIRST STATE BANK OF SHELBY, THE — 19.69% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 29 banks with reported data Showing: Top 29 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 First State Bank of Shelby, the Shelby , MT 19.69% $169.0M
2 Pioneer State Bank Deer Lodge , MT 15.68% $122.0M
3 First State Bank of Malta, the Malta , MT 13.66% $193.4M
4 Independence Bank Havre , MT 13.08% $1.37B
5 Yellowstone Bank, the Laurel , MT 12.16% $1.34B
6 Freedom Bank Columbia Falls , MT 12.05% $147.0M
7 Eagle Bank Polson , MT 11.35% $177.9M
8 First State Bank of Forsyth Forsyth , MT 11.35% $167.8M
9 Three Rivers Bank of Montana Kalispell , MT 11.04% $306.1M
10 American Bank Bozeman , MT 10.91% $608.5M
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11 Opportunity Bank of Montana Helena , MT 10.85% $2.09B
12 Bank of Baker, the Baker , MT 10.77% $165.1M
13 Little Horn State Bank Hardin , MT 10.40% $405.8M
14 Bank of Bozeman Bozeman , MT 10.20% $110.7M
15 Manhattan Bank Manhattan , MT 10.04% $279.5M
16 Bank of Bridger, N.A. Bridger , MT 10.02% $791.9M
17 First Montana Bank, INC. Missoula , MT 9.90% $536.3M
18 Stockman Bank of Montana Miles City , MT 9.86% $7.68B
19 Glacier Bank Kalispell , MT 9.80% $31.72B
20 Valley Bank of Ronan Ronan , MT 9.36% $209.9M
21 Bank of the Rockies Helena , MT 9.33% $261.0M
22 Valley Bank of Kalispell Kalispell , MT 9.33% $210.8M
23 First Interstate Bank Billings , MT 9.32% $26.36B
24 Citizens Bank & Trust Company Big Timber , MT 9.28% $158.3M
25 Madison Valley Bank Ennis , MT 9.26% $282.4M
26 Bank of Montana Missoula , MT 9.22% $349.3M
27 Farmers State Bank Victor , MT 9.00% $784.8M
28 Trailwest Bank Lolo , MT 8.80% $1.09B
29 Ascent Bank Helena , MT 7.98% $104.1M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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