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Capital · Indiana

US Banks with Highest Tier 1 Leverage Ratio in Indiana

Ranked among banks headquartered in Indiana. Re-ranked 1-84 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: FIRST FEDERAL SAVINGS BANK OF ANGOLA — 23.06% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 84 banks with reported data Showing: Top 84 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 First Federal Savings Bank of Angola Angola , IN 23.06% $139.8M
2 Clearpoint Federal Bank & Trust Batesville , IN 18.63% $133.5M
3 Centrebank Veedersburg , IN 17.05% $118.4M
4 First State Bank of Porter Porter , IN 17.05% $156.3M
5 Fowler State Bank Fowler , IN 15.60% $190.5M
6 Mid-southern Savings Bank, F.S.B. Salem , IN 15.55% $228.0M
7 Spencer County Bank Santa Claus , IN 14.45% $131.4M
8 Greenfield Banking Company Greenfield , IN 13.88% $909.0M
9 1st Source Bank South Bend , IN 13.76% $9.11B
10 First Federal Savings and Loan Association of Greensburg Greensburg , IN 13.35% $146.1M
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11 First State Bank of Middlebury Middlebury , IN 13.18% $811.8M
12 First National Bank of Monterey, the Monterey , IN 13.13% $429.6M
13 Peoples Trust and Savings Bank Boonville , IN 12.83% $248.4M
14 Bippus State Bank, the Huntington , IN 12.70% $432.1M
15 Freedom Bank Huntingburg , IN 12.67% $583.7M
16 Springs Valley Bank & Trust Company French Lick , IN 12.38% $644.2M
17 Lake City Bank Warsaw , IN 12.35% $7.08B
18 Alliance Bank Francesville , IN 12.21% $458.7M
19 Home Bank Sb Martinsville , IN 12.21% $431.7M
20 Bank of Wolcott Wolcott , IN 12.16% $278.8M
21 Kentland Bank Kentland , IN 12.08% $402.2M
22 Grant County State Bank Swayzee , IN 11.92% $395.9M
23 Merchants Bank of Indiana Carmel , IN 11.91% $20.26B
24 Demotte State Bank Demotte , IN 11.58% $606.2M
25 First Harrison Bank Corydon , IN 11.13% $1.28B
26 First Bank Midwest Richmond , IN 11.10% $1.51B
27 German American Bank Jasper , IN 11.04% $8.37B
28 Napoleon State Bank, the Napoleon , IN 11.01% $507.0M
29 Centier Bank Merrillville , IN 10.88% $10.08B
30 Farmers State Bank Lagrange , IN 10.77% $1.26B
31 Peoples State Bank, the Ellettsville , IN 10.73% $487.4M
32 Garrett State Bank, the Garrett , IN 10.53% $378.5M
33 First Financial Bank, N.A. Terre Haute , IN 10.51% $6.12B
34 Star Financial Bank Fort Wayne , IN 10.50% $3.19B
35 Community State Bank Royal Center , IN 10.50% $169.3M
36 Citizens State Bank of New Castle New Castle , IN 10.38% $895.6M
37 First Merchants Bank Muncie , IN 10.37% $21.05B
38 Community First Bank of Indiana Kokomo , IN 10.36% $965.3M
39 Home National Bank of Thorntown, the Thorntown , IN 10.28% $177.0M
40 First Federal Savings Bank Huntington , IN 10.27% $557.5M
41 Bedford Federal Savings Bank Bedford , IN 10.26% $285.5M
42 Horizon Bank Michigan City , IN 10.21% $6.54B
43 Logansport Savings Bank Logansport , IN 10.18% $285.5M
44 Campbell & Fetter Bank Kendallville , IN 10.15% $353.4M
45 Union Savings and Loan Association Connersville , IN 10.14% $261.6M
46 United Fidelity Bank, FSB Evansville , IN 10.13% $6.33B
47 Hendricks County Bank and Trust Company Brownsburg , IN 10.09% $239.9M
48 The Farmers Bank, Frankfort, Indiana Frankfort , IN 10.03% $1.12B
49 Mutual Savings Bank Franklin , IN 10.01% $349.3M
50 Fcn Bank, N.A. Brookville , IN 9.88% $797.6M
51 Security Federal Savings Bank Logansport , IN 9.88% $452.9M
52 First Farmers Bank & Trust CO. Converse , IN 9.86% $3.55B
53 First Bank of Berne Berne , IN 9.85% $1.08B
54 Fountain Trust Company, the Covington , IN 9.81% $854.7M
55 New Washington State Bank, the New Washington , IN 9.77% $769.0M
56 Crossroads Bank Wabash , IN 9.69% $598.0M
57 Citizens Bank Mooresville , IN 9.69% $699.7M
58 First National Bank Cloverdale , IN 9.66% $420.2M
59 Community State Bank Avilla , IN 9.62% $521.0M
60 Lnb Community Bank Lynnville , IN 9.58% $184.8M
61 Wayne Bank and Trust CO. Richmond , IN 9.58% $258.8M
62 First Savings Bank Jeffersonville , IN 9.55% $2.39B
63 Peoples Bank, the Brownstown , IN 9.50% $325.6M
64 Tri-county Bank & Trust Company Roachdale , IN 9.50% $303.4M
65 State Bank Brownsburg , IN 9.49% $855.7M
66 American Community Bank of Indiana Saint John , IN 9.47% $376.5M
67 First Federal Savings Bank Evansville , IN 9.38% $579.0M
68 Community State Bank Brook , IN 9.32% $155.0M
69 Peoples Bank Munster , IN 9.24% $2.01B
70 First Federal Savings Bank Rochester , IN 9.21% $690.3M
71 Farmers and Merchants Bank Laotto , IN 8.98% $314.5M
72 National Bank of Indianapolis, the Indianapolis , IN 8.95% $3.13B
73 Farmers and Merchants Bank, the Boswell , IN 8.87% $215.8M
74 North Salem State Bank, the North Salem , IN 8.81% $775.1M
75 Old National Bank Evansville , IN 8.67% $72.61B
76 Jackson County Bank Seymour , IN 8.59% $1.08B
77 Friendship State Bank, the Friendship , IN 8.58% $559.8M
78 Hoosier Heartland State Bank Crawfordsville , IN 8.57% $351.0M
79 Owen County State Bank Spencer , IN 8.50% $391.6M
80 Bath State Bank Bath , IN 8.43% $332.9M
81 Riddell National Bank, the Brazil , IN 8.40% $381.0M
82 Hometown Savings Bank, the Terre Haute , IN 8.24% $461.9M
83 First Internet Bank of Indiana Fishers , IN 7.53% $5.68B
84 Farmers and Mechanics Federal Savings Bank Bloomfield , IN 6.78% $116.0M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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