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Capital · Indiana

US Banks with Highest CET1 Capital Ratio in Indiana

Ranked among banks headquartered in Indiana. Re-ranked 1-52 within the state from the same national ranking population.

#1 CET1 Capital Ratio: FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG — 24.30% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 52 banks with reported data Showing: Top 52 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 First Federal Savings and Loan Association of Greensburg Greensburg , IN 24.30% $146.1M
2 Campbell & Fetter Bank Kendallville , IN 21.98% $353.4M
3 Peoples Bank, the Brownstown , IN 21.06% $325.6M
4 Grant County State Bank Swayzee , IN 18.27% $395.9M
5 Garrett State Bank, the Garrett , IN 18.15% $378.5M
6 Community State Bank Royal Center , IN 17.98% $169.3M
7 First National Bank Cloverdale , IN 17.41% $420.2M
8 Farmers State Bank Lagrange , IN 16.96% $1.26B
9 First State Bank of Middlebury Middlebury , IN 16.54% $811.8M
10 Bippus State Bank, the Huntington , IN 16.28% $432.1M
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11 Fountain Trust Company, the Covington , IN 15.69% $854.7M
12 Citizens State Bank of New Castle New Castle , IN 15.35% $895.6M
13 Lnb Community Bank Lynnville , IN 15.18% $184.8M
14 Friendship State Bank, the Friendship , IN 15.18% $559.8M
15 1st Source Bank South Bend , IN 14.75% $9.11B
16 Lake City Bank Warsaw , IN 14.63% $7.08B
17 Fcn Bank, N.A. Brookville , IN 14.10% $797.6M
18 Springs Valley Bank & Trust Company French Lick , IN 13.96% $644.2M
19 Star Financial Bank Fort Wayne , IN 13.85% $3.19B
20 Freedom Bank Huntingburg , IN 13.77% $583.7M
21 First Federal Savings Bank Rochester , IN 13.57% $690.3M
22 First Bank Midwest Richmond , IN 13.37% $1.51B
23 Community State Bank Avilla , IN 13.24% $521.0M
24 Crossroads Bank Wabash , IN 13.13% $598.0M
25 German American Bank Jasper , IN 13.11% $8.37B
26 Mutual Savings Bank Franklin , IN 13.05% $349.3M
27 Hometown Savings Bank, the Terre Haute , IN 12.80% $461.9M
28 Farmers and Merchants Bank, the Boswell , IN 12.74% $215.8M
29 Centier Bank Merrillville , IN 12.63% $10.08B
30 Owen County State Bank Spencer , IN 12.61% $391.6M
31 Citizens Bank Mooresville , IN 12.55% $699.7M
32 First Farmers Bank & Trust CO. Converse , IN 12.45% $3.55B
33 First Bank of Berne Berne , IN 12.39% $1.08B
34 Horizon Bank Michigan City , IN 12.35% $6.54B
35 First Financial Bank, N.A. Terre Haute , IN 12.32% $6.12B
36 Peoples Bank Munster , IN 12.03% $2.01B
37 Merchants Bank of Indiana Carmel , IN 11.93% $20.26B
38 First Savings Bank Jeffersonville , IN 11.90% $2.39B
39 First Merchants Bank Muncie , IN 11.58% $21.05B
40 Bath State Bank Bath , IN 11.39% $332.9M
41 National Bank of Indianapolis, the Indianapolis , IN 11.36% $3.13B
42 Old National Bank Evansville , IN 11.25% $72.61B
43 Farmers and Mechanics Federal Savings Bank Bloomfield , IN 11.15% $116.0M
44 North Salem State Bank, the North Salem , IN 11.14% $775.1M
45 American Community Bank of Indiana Saint John , IN 11.13% $376.5M
46 Jackson County Bank Seymour , IN 11.11% $1.08B
47 United Fidelity Bank, FSB Evansville , IN 10.99% $6.33B
48 Farmers and Merchants Bank Laotto , IN 10.92% $314.5M
49 First Internet Bank of Indiana Fishers , IN 10.86% $5.68B
50 Riddell National Bank, the Brazil , IN 10.79% $381.0M
51 Hoosier Heartland State Bank Crawfordsville , IN 10.37% $351.0M
52 Community First Bank of Indiana Kokomo , IN 10.24% $965.3M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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