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Capital · West Virginia

US Banks with Highest CET1 Capital Ratio in West Virginia

Ranked among banks headquartered in West Virginia. Re-ranked 1-15 within the state from the same national ranking population.

#1 CET1 Capital Ratio: HANCOCK COUNTY SAVINGS BANK, F.S.B. — 35.82% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 15 banks with reported data Showing: Top 15 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Hancock County Savings Bank, F.S.B. Chester , WV 35.82% $496.9M
2 Fayette County National Bank of Fayetteville, the Fayetteville , WV 21.17% $157.1M
3 Bank of Monroe, the Union , WV 21.13% $251.2M
4 Guaranty Bank INC. Williamson , WV 17.91% $148.7M
5 Cnb Bank, INC. Berkeley Springs , WV 14.59% $805.2M
6 City National Bank of West Virginia Charleston , WV 14.27% $6.74B
7 West Union Bank West Union , WV 14.17% $303.3M
8 Potomac Bank, INC. Charles Town , WV 12.87% $975.4M
9 First Exchange Bank White Hall , WV 12.63% $385.2M
10 Jefferson Security Bank Shepherdstown , WV 12.55% $577.6M
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11 Wesbanco Bank, INC. Wheeling , WV 12.32% $27.42B
12 Davis Trust Company Elkins , WV 12.08% $270.2M
13 Citizens Bank of West Virginia, INC. Elkins , WV 11.74% $775.1M
14 Poca Valley Bank, INC., the Walton , WV 11.37% $642.8M
15 Pendleton Community Bank, INC. Franklin , WV 10.66% $825.0M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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