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Profitability · West Virginia

US Banks with Highest Return on Equity (ROE) in West Virginia

Ranked among banks headquartered in West Virginia. Re-ranked 1-39 within the state from the same national ranking population.

#1 Return on Equity (ROE): Union Bank, Inc. — 21.94% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 39 banks with reported data Showing: Top 39 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Union Bank, Inc. Middlebourne , WV 21.94% $415.1M
2 Citizens Bank of West Virginia, INC. Elkins , WV 19.60% $775.1M
3 City National Bank of West Virginia Charleston , WV 19.24% $6.74B
4 Logan Bank & Trust Company Logan , WV 16.91% $361.5M
5 West Union Bank West Union , WV 16.32% $303.3M
6 Citizens Bank of Weston, INC., the Weston , WV 15.10% $299.4M
7 Community Bank of Parkersburg Parkersburg , WV 14.73% $325.7M
8 Pendleton Community Bank, INC. Franklin , WV 14.40% $825.0M
9 Potomac Bank, INC. Charles Town , WV 14.09% $975.4M
10 Clear Mountain Bank, INC. Bruceton Mills , WV 12.88% $1.01B
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11 Jefferson Security Bank Shepherdstown , WV 12.83% $577.6M
12 Freedom Bank, INC. Philippi , WV 12.37% $420.3M
13 Calhoun County Bank, INC. Grantsville , WV 12.31% $210.3M
14 Bank of Monroe, the Union , WV 12.23% $251.2M
15 Highlands Bank, INC. Petersburg , WV 11.59% $396.9M
16 First Exchange Bank White Hall , WV 11.22% $385.2M
17 Poca Valley Bank, INC., the Walton , WV 11.02% $642.8M
18 Cnb Bank, INC. Berkeley Springs , WV 10.96% $805.2M
19 Mountain Valley Bank, N.A. Elkins , WV 10.92% $204.2M
20 Capon Valley Bank Wardensville , WV 10.79% $239.7M
21 FNB Bank, INC. Romney , WV 9.73% $271.9M
22 Mvb Bank, INC. Fairmont , WV 9.65% $3.28B
23 Wesbanco Bank, INC. Wheeling , WV 9.01% $27.42B
24 Clay County Bank, INC. Clay , WV 8.81% $134.6M
25 Putnam County Bank Hurricane , WV 8.60% $709.8M
26 Harrison County Bank, the Lost Creek , WV 8.11% $163.8M
27 Fayette County National Bank of Fayetteville, the Fayetteville , WV 7.67% $157.1M
28 Bank of Romney, the Romney , WV 7.56% $370.5M
29 Whitesville State Bank Whitesville , WV 7.36% $135.8M
30 Mcnb Bank and Trust CO. Welch , WV 6.54% $365.5M
31 Bcbank, INC. Philippi , WV 6.48% $233.1M
32 Williamstown Bank, INC. Williamstown , WV 6.41% $236.9M
33 Hancock County Savings Bank, F.S.B. Chester , WV 5.66% $496.9M
34 Davis Trust Company Elkins , WV 5.30% $270.2M
35 Pioneer Community Bank, INC. Iaeger , WV 4.90% $186.8M
36 First Neighborhood Bank, INC. Spencer , WV 2.79% $160.6M
37 Guaranty Bank INC. Williamson , WV 2.18% $148.7M
38 First National Bank of Williamson, the Williamson , WV -0.94% $113.5M
39 Huntington Federal Savings Bank Huntington , WV -2.96% $538.6M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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