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Profitability · Texas

US Banks with Highest Return on Equity (ROE) in Texas

Ranked among banks headquartered in Texas. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): Industry State Bank — 2471.16% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 334 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Industry State Bank Industry , TX 2471.16% $641.2M
2 Titan Bank, N.A. Mineral Wells , TX 119.38% $890.7M
3 Sundown State Bank Sundown , TX 56.35% $319.7M
4 First National Bank of Anson, the Anson , TX 33.91% $112.6M
5 Commercial National Bank of Brady, the Brady , TX 32.22% $397.2M
6 Commercial National Bank of Texarkana Texarkana , TX 31.95% $330.3M
7 Fannin Bank Bonham , TX 30.77% $153.0M
8 Charter Bank Corpus Christi , TX 30.30% $292.7M
9 Crossroads Bank Yoakum , TX 29.89% $381.2M
10 National Bank of Andrews, the Andrews , TX 29.03% $331.4M
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11 Anahuac National Bank Anahuac , TX 28.24% $294.3M
12 First National Bank of Aspermont, the Aspermont , TX 27.81% $136.4M
13 Charles Schwab Trust Bank Westlake , TX 27.66% $10.42B
14 Security State Bank Farwell , TX 27.21% $336.0M
15 Newfirst National Bank El Campo , TX 27.20% $956.0M
16 Austin County State Bank Bellville , TX 27.16% $510.7M
17 State Bank of Texas Irving , TX 26.95% $2.76B
18 First Security State Bank Cranfills Gap , TX 26.31% $179.9M
19 First State Bank, the Louise , TX 25.69% $884.2M
20 First Texas National Bank Floydada , TX 25.36% $198.0M
21 Woodforest National Bank The Woodlands , TX 24.59% $9.18B
22 Trusttexas Bank, S.S.B. Cuero , TX 24.44% $382.9M
23 Western Bank Lubbock , TX 24.35% $944.0M
24 First State Bank of Brownsboro Brownsboro , TX 24.11% $139.7M
25 First National Bank of Evant, the Evant , TX 24.04% $193.0M
26 City National Bank of Sulphur Springs, the Sulphur Springs , TX 23.97% $1.37B
27 Lone Oak Bank, N.A. Eldorado , TX 23.88% $119.9M
28 Community Bank Longview , TX 23.59% $301.8M
29 Coleman County State Bank Coleman , TX 23.51% $291.5M
30 Citizens State Bank Miles , TX 23.35% $280.5M
31 First Command Bank Fort Worth , TX 23.30% $1.09B
32 Bank of Brenham, National Association Brenham , TX 23.13% $576.9M
33 First National Bank of Hughes Springs, the Hughes Springs , TX 22.84% $321.6M
34 Central National Bank Waco , TX 22.59% $1.45B
35 Clear Fork Bank N.A. Albany , TX 22.41% $1.02B
36 First Capital Bank Quanah , TX 22.27% $107.2M
37 Citizens Bank Amarillo , TX 22.19% $304.0M
38 First National Bank of Central Texas Waco , TX 22.00% $1.70B
39 Grandview Bank Grandview , TX 21.97% $703.3M
40 Trinity Capital Bank of Texas Ennis , TX 21.62% $455.2M
41 Peoples Bank Paris , TX 21.61% $184.7M
42 First State Bank Stratford , TX 20.91% $386.0M
43 Interstate Bank Perryton , TX 20.61% $292.3M
44 Maverick Bank Fort Davis , TX 20.56% $780.3M
45 First National Bank of Burleson Burleson , TX 20.49% $248.8M
46 Spectra Bank Fort Worth , TX 20.47% $127.1M
47 Horizon Bank, Ssb Austin , TX 20.45% $2.44B
48 Charles Schwab Premier Bank, Ssb Westlake , TX 20.23% $27.44B
49 Muenster State Bank Muenster , TX 20.18% $221.1M
50 First State Bank of Odem Odem , TX 20.13% $215.1M
51 Legend Bank, N. A. Bowie , TX 20.12% $1.25B
52 First Community Bank San Benito , TX 20.05% $794.0M
53 First National Bank of Hereford, the Hereford , TX 20.01% $362.7M
54 Central Bank Houston , TX 19.68% $1.35B
55 Incommons Bank, N.A. Mexia , TX 19.66% $282.5M
56 First United Bank Dimmitt , TX 19.62% $2.45B
57 First National Bank of Sterling City, the Sterling City , TX 19.59% $259.1M
58 Fayette Savings Bank, Ssb La Grange , TX 19.34% $533.1M
59 First National Bank of Dublin Dublin , TX 19.28% $133.5M
60 Peoples Bank Lubbock , TX 19.22% $1.16B
61 Texas State Bank San Angelo , TX 19.17% $423.3M
62 Vantage Bank Texas San Antonio , TX 19.15% $4.93B
63 Peoples State Bank Rocksprings , TX 19.11% $142.6M
64 Stockmens National Bank in Cotulla Cotulla , TX 19.10% $121.4M
65 Lamesa National Bank, the Lamesa , TX 18.90% $441.3M
66 Weststar Bank El Paso , TX 18.76% $3.17B
67 Texasbank Fort Worth , TX 18.72% $2.47B
68 First State Bank Clute , TX 18.67% $466.5M
69 Broadway National Bank San Antonio , TX 18.63% $5.74B
70 Boc Bank Mclean , TX 18.59% $214.7M
71 Southwest Bank Odessa , TX 18.53% $697.7M
72 First Texas Bank Lampasas , TX 18.52% $248.9M
73 State Bank of De Kalb De Kalb , TX 18.45% $521.1M
74 Frontier Bank of Texas Elgin , TX 18.35% $1.05B
75 First National Bank of Bastrop, the Bastrop , TX 18.25% $1.10B
76 Citizens State Bank Corrigan , TX 17.86% $189.9M
77 Waggoner National Bank of Vernon, the Vernon , TX 17.83% $357.2M
78 American First National Bank Houston , TX 17.75% $2.86B
79 State National Bank of Big Spring, the Big Spring , TX 17.74% $615.6M
80 Citizens National Bank of Texas Waxahachie , TX 17.70% $2.11B
81 Mcbank Goldthwaite , TX 17.64% $465.6M
82 American National Bank of Mount Pleasant, the Mount Pleasant , TX 17.61% $144.1M
83 Jacksboro National Bank, the Jacksboro , TX 17.58% $291.5M
84 Wallis Bank Wallis , TX 17.53% $1.40B
85 Pointwest Bank West , TX 17.51% $137.9M
86 Bank and Trust, Ssb, the Del Rio , TX 17.49% $581.2M
87 West Texas State Bank Snyder , TX 17.43% $407.2M
88 Charles Schwab Bank, Ssb Westlake , TX 17.40% $242.91B
89 First National Bank Texas Dba First Convenience Bank Killeen , TX 17.36% $4.68B
90 First State Bank Paint Rock , TX 17.19% $184.6M
91 Security State Bank & Trust Fredericksburg , TX 17.19% $1.98B
92 Bank of the West Grapevine , TX 17.07% $803.8M
93 Pecos County State Bank, the Fort Stockton , TX 17.00% $324.5M
94 Commerce Bank Laredo , TX 16.94% $738.5M
95 Homebank Texas Seagoville , TX 16.93% $393.7M
96 First National Bank of Stanton, the Stanton , TX 16.92% $414.1M
97 Peoples State Bank Shepherd , TX 16.86% $182.5M
98 Tolleson Private Bank Dallas , TX 16.78% $916.0M
99 First National Bank of Bosque County Valley Mills , TX 16.76% $186.2M
100 Community National Bank Midland , TX 16.73% $2.58B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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