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First National Bank of Burleson

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Burleson, TX $100M to $1B in assets Est. April 20, 1981 FDIC #23430 RSSD #240954 Routing #111909281 OCC

Data as of · sourced from FFIEC call reports. How we update

First National Bank of Burleson is an FDIC-insured commercial bank headquartered in Burleson, TX, established in 1981 (FDIC certificate 23430), and it is supervised by the OCC. At Q2 2026 it reported total assets of $250.8M, down 6.0% from Q2 2025, the 234th largest of 346 banks headquartered in Texas. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.59% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
23430
Headquarters
Burleson, TX
Established
1981
Total assets, Q2 2026
$250.8M
Assets vs Q2 2025
-6.0%
Tier 1 leverage ratio, Q2 2026
12.59%
Domestic offices
2 FDIC institution directory, current count
Routing number
111909281
Latest call report
Q2 2026, FFIEC 051 · First National Bank of Burleson call report
Holding company
CITADEL BANCORP, INC.
Asset rank in state
234th of 346 in Texas
Assets
$250.8M
Deposits
$218.6M
Loans
$104.0M
Equity
$31.5M

First National Bank of Burleson is one of the more profitable banks of its size. It reported $251 million in assets at June 30, 2026, down 6.0% from a year earlier. It earns about $2.48 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 41 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Net income for the quarter slipped 21% from a year earlier, to $1.6 million. Over the same year, loans grew 4.7% and deposits shrank 6.6%.

As of June 30, 2026, First National Bank of Burleson reported a return on assets of 2.48%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

First National Bank of Burleson ranks as the 234th largest of the 346 banks based in Texas, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.8% to $250.8M, loans were flat and deposits rose 0.9%. The largest part of its loan book on June 30, 2026 was owner-occupied commercial real estate loans, at 56.6% of total loans, ahead of non-owner-occupied commercial real estate loans at 14.8%. The FDIC Summary of Deposits lists 2 offices for it, in Burleson, TX. Judged on its Q2 2026 call report, First National Bank of Burleson meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
899 Ne Alsbury Blvd, Burleson, TX 76028
County
Tarrant
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
April 20, 1981
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
31
Domestic deposits
$218.6M
Allowance for credit losses
$1.4M
Net charge-offs (YTD)
$1K
Average total assets
$251.2M
Average total loans
$104.4M
Average interest-bearing deposits
$148.5M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
April 20, 1981
FDIC Cert
23430
Fed RSSD
240954

Profitability

Q2 annualized
Return on Assets2.48%YTD 2.45%
Return on Equity19.76%YTD 20.20%
Net Interest Margin4.22%YTD 4.17%

Balance Sheet

Total liabilities$219.3M
Cash & balances due$80.2M
Securities, available-for-sale$1.8M
Securities, held-to-maturity$60.1M
Goodwill & intangibles$0

Income Statement

Net income Q2$1.6M
Net interest income YTD$5.1M
Total interest income YTD$6.5M
Total interest expense YTD$1.4M
Provision for credit losses YTD-$25K

Operating & Funding

Total noninterest income YTD$286K
Total noninterest expense YTD$2.3M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First National Bank of Burleson reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, First National Bank of Burleson's total assets ran between $235.4M (Q3 2023) and $271.3M (Q4 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$250.8M total assets against $266.7M; $219.3M total liabilities against $234.9M.

Loans and leases against deposits

$102.6M net loans and leases against $98.0M; $218.6M total deposits against $233.9M.

Securities and cash

$61.9M securities against $69.3M; $80.2M cash and balances due against $93.3M.

Interest income against interest expense

$3.2M total interest income against $3.6M; $678K total interest expense against $698K.

Net interest income

$2.5M net interest income against $2.9M.

Noninterest income against noninterest expense

$144K total noninterest income against $149K; $1.1M total noninterest expense against $1.2M.

Provision for credit losses

$0 provision for credit losses against -$85K.

Net income

$1.6M net income against $2.0M.

Return on assets and net interest margin

2.48% return on assets against 2.99%; 4.22% net interest margin against 4.66%.

CET1 and Tier 1 leverage ratios

12.59% tier 1 leverage ratio against 12.09%.

Inside the full First National Bank of Burleson terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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First National Bank of Burleson rankings

Its closest position to the top of a national ranking is 170 of 3,611, for ROA; its furthest is 3,508 of 3,640, for Texas Ratio.

How ranks are counted

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 2.42% (Q1 2026) to 3.27% (Q3 2024) and its net interest margin ran from 4.12% (Q1 2026) to 5.13% (Q3 2024).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 12.59% 2.48% 0.00% 0.00% 4.22%
Q1 2026 12.15% 2.42% 0.00% 0.00% 4.12%
Q4 2025 11.19% 2.69% 0.00% 0.00% 4.45%
Q3 2025 11.91% 2.70% 0.00% 0.00% 4.39%
Q2 2025 12.09% 2.99% 0.00% 0.00% 4.66%
Q1 2025 12.15% 3.01% 0.00% 0.00% 4.79%
Q4 2024 11.51% 2.95% 0.00% 0.00% 4.77%
Q3 2024 10.43% 3.27% 0.06% 0.23% 5.13%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
First National Bank of Burleson (main office) Burleson , TX 76028 $197.1M
Burleson Branch Burleson , TX 76028 $21.5M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in TX, rank 285 of 441 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $1.7M approved, $1.7M average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2014 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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First National Bank of Burleson: regulatory capital profile · BankRegReports

Frequently asked about First National Bank of Burleson

What are First National Bank of Burleson's total assets?

As of the Q2 2026 filing, First National Bank of Burleson reported total assets of $250.8 million in its FFIEC call report.

Where is First National Bank of Burleson headquartered?

It is headquartered in Burleson, TX, United States.

When was First National Bank of Burleson founded?

It was established in 1981, per the FDIC institution directory.

Is First National Bank of Burleson FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First National Bank of Burleson?

First National Bank of Burleson's primary federal regulator is the OCC.

How many branches does First National Bank of Burleson operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is First National Bank of Burleson's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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