First National Bank of Burleson: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The largest change between Q1 2026 and Q2 2026 was in Cost of funds, which rose 0.45 percentage points to 1.25%. On return on assets, First National Bank of Burleson ranks 23rd highest among the 345 banks headquartered in Texas, at 2.48% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, First National Bank of Burleson reported 2.48% on return on assets in Q2 2026, 1.23 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.59% |
| Equity capital to assets | 12.57% |
| Tangible equity to tangible assets | 12.57% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.34% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.48% |
| Return on equity | 19.76% |
| Net interest margin | 4.22% |
| Efficiency ratio | 41.12% |
| Yield on earning assets | 5.32% |
| Cost of funds | 1.25% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.58% |
| Core deposits to total deposits | 97.33% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.13% |
| Securities to assets | 24.69% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.41% | 2.93% | 5.14% | 0.00% | 0.00% |
| Q4 2023 | 10.00% | 3.10% | 5.19% | 0.00% | 0.00% |
| Q1 2024 | 10.25% | 3.52% | 5.10% | 0.00% | 0.03% |
| Q2 2024 | 10.44% | 3.43% | 5.21% | 0.00% | -0.00% |
| Q3 2024 | 10.43% | 3.27% | 5.13% | 0.06% | -0.02% |
| Q4 2024 | 11.51% | 2.95% | 4.77% | 0.00% | 0.12% |
| Q1 2025 | 12.15% | 3.01% | 4.79% | 0.00% | 0.08% |
| Q2 2025 | 12.09% | 2.99% | 4.66% | 0.00% | 0.00% |
| Q3 2025 | 11.91% | 2.70% | 4.39% | 0.00% | -0.05% |
| Q4 2025 | 11.19% | 2.69% | 4.45% | 0.00% | 0.00% |
| Q1 2026 | 12.15% | 2.42% | 4.12% | 0.00% | 0.00% |
| Q2 2026 | 12.59% | 2.48% | 4.22% | 0.00% | 0.00% |
First National Bank of Burleson vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Burleson, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Burleson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23430) · FFIEC NIC profile (RSSD 240954)