First National Bank of Burleson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Burleson of Burleson, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.48% | 1.35% | +1.13% | 94th top |
| ROAE | 19.76% | 12.05% | +7.71% | 86th top |
| Net Interest Margin | 4.22% | 3.90% | +0.32% | 66th above |
| Efficiency Ratio | 41.12% | 63.16% | -22.04% | 94th top |
| PPNR / Avg Assets | 2.48% | 1.64% | +0.84% | 88th top |
| Yield on Earning Assets | 5.32% | 5.65% | -0.33% | 36th below |
| Cost of Funds | 1.25% | 1.85% | -0.60% | 82nd top |
| Net Interest Spread | 3.51% | 3.35% | +0.16% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.34% | 1.28% | +0.06% | 67th above |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
| Provision / NCO | -2500.00% | 1191.43% | -3691.43% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.59% | 12.46% | +0.13% | 71st above |
| Equity / Assets | 12.57% | 11.67% | +0.90% | 75th top |
| TCE / Tangible Assets | 12.57% | 11.40% | +1.17% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 47.58% | 78.65% | -31.07% | 93rd top |
| Core Deposit Ratio | 97.33% | 87.09% | +10.24% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.95% | 6.48% | -12.43% | 4th bottom |
| Loan Growth (Y/Y) | 4.73% | 7.64% | -2.91% | 46th below |
| Deposit Growth (Y/Y) | -6.56% | 6.03% | -12.59% | 5th bottom |
See First National Bank of Burleson's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Burleson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Burleson profile, how to read a UBPR, or how this data updates.