First National Bank of Burleson: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The largest change between Q1 2026 and Q2 2026 was in Loan-to-deposit ratio, which fell 0.43 percentage points to 47.58%. First National Bank of Burleson ranks 279th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 47.58% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First National Bank of Burleson sits 33.26 points lower, at 47.58% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $80.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $142.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.58% |
| Net loans and leases to deposits | 46.94% |
| Loans and leases to core deposits | 48.88% |
| Core deposits to total deposits | 97.33% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 48.59% | 99.28% | $0 | $0 |
| Q4 2023 | 42.94% | 99.26% | $0 | $0 |
| Q1 2024 | 43.77% | 98.56% | $0 | $0 |
| Q2 2024 | 45.38% | 98.33% | $0 | $0 |
| Q3 2024 | 47.81% | 98.00% | $0 | $0 |
| Q4 2024 | 47.04% | 98.13% | $0 | $0 |
| Q1 2025 | 44.29% | 98.20% | $0 | $0 |
| Q2 2025 | 42.45% | 98.18% | $0 | $0 |
| Q3 2025 | 41.98% | 98.01% | $0 | $0 |
| Q4 2025 | 42.96% | 97.97% | $0 | $0 |
| Q1 2026 | 48.01% | 97.53% | $0 | $0 |
| Q2 2026 | 47.58% | 97.33% | $0 | $0 |
First National Bank of Burleson liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Burleson, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Burleson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23430) · FFIEC NIC profile (RSSD 240954)