First National Bank of Burleson: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Cost of funds, which rose 0.45 percentage points to 1.25%. First National Bank of Burleson ranks 160th of 345 Texas banks on net interest margin, in the upper half at 4.22% (Q2 2026). First National Bank of Burleson reported 4.22% on net interest margin for Q2 2026, 0.27 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.32% |
| Yield on loans | 7.47% |
| Yield on securities | 3.38% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.25% |
| Cost of interest-bearing deposits | 1.81% |
| Cost of interest-bearing liabilities | 1.81% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.22% |
| Yield to cost spread | 3.51% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.0M |
| Total interest expense | $678K |
| Interest expense on deposits | $678K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.99% | 0.93% | 5.14% | 8.73% | 3.22% |
| Q4 2023 | 6.11% | 0.97% | 5.19% | 8.46% | 3.33% |
| Q1 2024 | 6.02% | 1.03% | 5.10% | 8.75% | 3.27% |
| Q2 2024 | 6.19% | 1.07% | 5.21% | 8.51% | 3.27% |
| Q3 2024 | 6.19% | 1.16% | 5.13% | 8.90% | 3.27% |
| Q4 2024 | 5.85% | 1.21% | 4.77% | 8.18% | 2.80% |
| Q1 2025 | 5.85% | 1.18% | 4.79% | 8.75% | 3.46% |
| Q2 2025 | 5.75% | 1.21% | 4.66% | 8.27% | 3.44% |
| Q3 2025 | 5.49% | 1.25% | 4.39% | 8.23% | 3.46% |
| Q4 2025 | 5.55% | 1.24% | 4.45% | 8.08% | 3.36% |
| Q1 2026 | 5.19% | 0.81% | 4.12% | 7.62% | 3.46% |
| Q2 2026 | 5.32% | 1.25% | 4.22% | 7.47% | 3.38% |
First National Bank of Burleson yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Burleson, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Burleson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23430) · FFIEC NIC profile (RSSD 240954)