First National Bank USA
First National Bank USA is a locally rooted FDIC-insured community bank based in Boutte, LA. Total assets stand at $240M. The bank posts a strong 1.72% ROA and 12.46% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 13.92% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.10% Texas Ratio. It operates 2 branches, primarily in Louisiana.
Headquarters Profile
- Address
- 13386 Highway 90, BOUTTE, LA 70039
- County
- St. Charles
- Metro Area
- NEW ORLEANS-METAIRIE, LA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- June 23, 1975
- Branches
- 2 domestic
- Employees (FTE)
- 28
- FDIC Cert
- 22046
- Fed RSSD
- 714839
- Website
- www.fnbusa.com →
- Parent Holding Company
- FIRST ST. CHARLES BANCSHARES, INC. (RSSD 1140190)
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First National Bank USA rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about First National Bank USA
What are First National Bank USA's total assets?
As of the Q1 2026 filing, First National Bank USA reported total assets of $239.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank USA headquartered?
First National Bank USA is headquartered in BOUTTE, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First National Bank USA founded?
First National Bank USA was established in 1975, per the FDIC institution directory.
Is First National Bank USA FDIC-insured?
Yes. First National Bank USA is an FDIC-insured commercial bank (FDIC Certificate #22046). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank USA?
First National Bank USA's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First National Bank USA operate?
First National Bank USA operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank USA's Texas Ratio?
First National Bank USA's Texas Ratio is 0.10% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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