Bank of Grand Lake
Bank of Grand Lake is a locally rooted FDIC-insured community bank based in Grove, OK. The Q1 2026 balance sheet stands at $240M in assets, including $152M in loans. Profitability is strong — 1.24% ROA, paired with 11.45% ROE and a 3.70% net interest margin. Capital cushions are healthy: 19.88% CET1, 10.91% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.19%. It operates 2 branches, primarily in Oklahoma.
Headquarters Profile
- Address
- 201 E 18th St, GROVE, OK 74344
- County
- Delaware
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- June 9, 2005
- Branches
- 2 domestic
- Employees (FTE)
- 35
- FDIC Cert
- 57915
- Fed RSSD
- 3286999
- Website
- www.bankofgrandlake.com →
- Parent Holding Company
- TOWNSEND HOLDING COMPANY (RSSD 4446521)
Capital & Liquidity
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Bank of Grand Lake rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Bank of Grand Lake
What are Bank of Grand Lake's total assets?
As of the Q1 2026 filing, Bank of Grand Lake reported total assets of $239.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Grand Lake headquartered?
Bank of Grand Lake is headquartered in GROVE, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Grand Lake founded?
Bank of Grand Lake was established in 2005, per the FDIC institution directory.
Is Bank of Grand Lake FDIC-insured?
Yes. Bank of Grand Lake is an FDIC-insured commercial bank (FDIC Certificate #57915). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Grand Lake?
Bank of Grand Lake's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Grand Lake's CET1 capital ratio?
Bank of Grand Lake reported a Common Equity Tier 1 (CET1) capital ratio of 19.88% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Grand Lake operate?
Bank of Grand Lake operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Grand Lake's Texas Ratio?
Bank of Grand Lake's Texas Ratio is 1.06% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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