Bank Comparison
Wells Fargo Delaware Trust Company, N.A. vs Bank of Grand Lake
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 7
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| CET1 Ratio | — | 19.88% |
| Tier 1 Capital Ratio | — | 19.88% |
| Total Capital Ratio | — | 20.61% |
| Tier 1 Leverage Ratio | 99.88% | 10.91% |
| Equity / Assets | 99.46% | 10.82% |
Profitability
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| Return on Assets (ROA) | 4.17% | 1.24% |
| Return on Equity (ROE) | 4.20% | 11.45% |
| Net Interest Margin (NIM) | 3.68% | 3.70% |
| Yield on Earning Assets | 3.68% | 5.35% |
| Cost of Funds | — | 1.79% |
Asset quality
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| Texas Ratio | 0.00% | 1.06% |
| Non-Performing Loan Ratio | — | 0.19% |
| Non-Performing Asset Ratio | 0.00% | 0.12% |
| Net Charge-Off Ratio | — | -0.01% |
| ACL / Loans | — | 0.62% |
Balance sheet
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| Total Assets | $239,491K | $239,560K |
| Total Deposits | $0 | $213,056K |
| Total Loans | $0 | $151,978K |
| Total Equity | $238,206K | $25,926K |
| Net Income (quarter) | $2,486K | $736 |
Liquidity & funding
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| Loan-to-Deposit Ratio | — | 71.33% |
| Core Deposit Ratio | — | 87.34% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Wells Fargo Delaware Trust Company, N.A. | Bank of Grand Lake |
|---|---|---|
| Headquarters City | WILMINGTON | GROVE |
| Headquarters State | DE | OK |
| Asset Tier | Small | Small |
| Charter Class | — | 0 |
| Regulator | — | FDIC |
| Domestic Branches | — | 2 |
| Employees (FTE) | 0 | 35 |
| Established | — | June 9, 2005, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Wells Fargo Delaware Trust Company, N.A. profile | View full Bank of Grand Lake profile | Browse all bank comparisons