Bank of Abbeville & Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Bank of Abbeville & Trust Company is an FDIC-insured commercial bank headquartered in Abbeville, LA, established in 1894 (FDIC certificate 11782), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $245.5M, up 10.7% from Q2 2025, the 68th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.92% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11782
- Headquarters
- Abbeville, LA
- Established
- 1894
- Total assets, Q2 2026
- $245.5M
- Assets vs Q2 2025
- +10.7%
- Tier 1 leverage ratio, Q2 2026
- 12.92%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 065200861
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Abbeville & Trust Company Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- BOA FINANCIAL CORPORATION
- Asset rank in state
- 68th of 102 in Louisiana
Problem loans are rising at Bank of Abbeville & Trust Company. Its balance sheet stood at $245 million at June 30, 2026, up 10.7% from a year earlier; it is based in Abbeville, Louisiana. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.49% of loans from 0.26% a year earlier. It grew deposits 11.2% over the year, about triple the median of 4.1% for the 2,627 banks with $100 million to $1 billion in assets. It also carries problem assets equal to 11.0% of the capital and reserves that would absorb them, 4.2 times the median of 2.7% for banks its size.
The commercial and industrial book ($16 million) is worsening: 17.35% of it is past due or on nonaccrual, up from 2.00% a year earlier. Delinquency has appeared in its $14 million non-owner-occupied commercial real estate book: 2.15% of those loans are past due or on nonaccrual, against almost none a year earlier.
As of June 30, 2026, Bank of Abbeville & Trust Company reported a return on assets of 1.31%, a nonperforming-loan ratio of 2.49% and a Texas ratio of 11.03%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Abbeville & Trust Company is the 68th largest of the 102 banks headquartered in Louisiana. From Q1 2026 to Q2 2026, its total assets fell 0.4% to $245.5M, loans rose 2.0% and deposits fell 0.9%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 32.4% of total loans, followed by owner-occupied commercial real estate loans at 22.4%. The FDIC Summary of Deposits lists 3 offices for it, in Abbeville, LA and Maurice, LA; its Abbeville 2 offices book 66% of its branch deposits. On its Q2 2026 call report, Bank of Abbeville & Trust Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 123 Concord St, Abbeville, LA 70510
- County
- Vermilion
- Metro Area
- Lafayette, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- March 14, 1894
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 37
- Domestic deposits
- $214.4M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- $0
- Average total assets
- $245.9M
- Average total loans
- $128.2M
- Average interest-bearing deposits
- $134.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11782
- Fed RSSD
- 213538
- Website
- www.bankofabbeville.com →
- Parent Holding Company
- BOA FINANCIAL CORPORATION (RSSD 5587485)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Abbeville & Trust Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Abbeville & Trust Company's total assets ran between $185.6M (Q3 2023) and $246.4M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$245.5M total assets against $221.7M; $216.9M total liabilities against $195.2M.
$127.3M net loans and leases against $119.9M; $214.4M total deposits against $192.8M.
$85.1M securities against $72.4M; $23.0M cash and balances due against $19.8M.
$2.9M total interest income against $2.6M; $750K total interest expense against $689K.
$2.1M net interest income against $1.9M.
$237K total noninterest income against $177K; $1.5M total noninterest expense against $1.4M.
$30K provision for credit losses against $9K.
$807K net income against $685K.
1.31% return on assets against 1.25%; 3.72% net interest margin against 3.67%.
12.92% tier 1 leverage ratio against 13.98%.
Inside the full Bank of Abbeville & Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Abbeville & Trust Company rankings
Its closest position to the top of a national ranking is 543 of 3,640, for Texas Ratio; its furthest is 2,729 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.97% (Q1 2026) to 1.42% (Q4 2025) and its net interest margin ran from 3.49% (Q1 2026) to 3.75% (Q4 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.92% | 1.31% | 2.49% | 11.03% | 3.72% |
| Q1 2026 | 12.51% | 0.97% | 0.14% | 1.05% | 3.49% |
| Q4 2025 | 12.81% | 1.42% | 0.44% | 2.18% | 3.62% |
| Q3 2025 | 13.33% | 1.13% | 0.14% | 1.03% | 3.58% |
| Q2 2025 | 13.98% | 1.25% | 0.26% | 1.14% | 3.67% |
| Q1 2025 | 14.10% | 1.17% | 0.24% | 1.07% | 3.52% |
| Q4 2024 | 14.31% | 1.33% | 0.21% | 0.95% | 3.75% |
| Q3 2024 | 14.54% | 1.15% | 0.56% | 2.44% | 3.74% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Abbeville & Trust Company (main office) | Abbeville , LA | 70510 | $141.2M |
| Maurice Branch | Maurice , LA | 70555 | $73.2M |
| Drive-In Branch | Abbeville , LA | 70510 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in LA, rank 73 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Abbeville & Trust Company
What are Bank of Abbeville & Trust Company's total assets?
As of the Q2 2026 filing, Bank of Abbeville & Trust Company reported total assets of $245.5 million in its FFIEC call report.
Where is Bank of Abbeville & Trust Company headquartered?
It is headquartered in Abbeville, LA, United States.
When was Bank of Abbeville & Trust Company founded?
It was established in 1894, per the FDIC institution directory.
Is Bank of Abbeville & Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11782). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Abbeville & Trust Company?
Bank of Abbeville & Trust Company's primary federal regulator is the FDIC.
How many branches does Bank of Abbeville & Trust Company operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Abbeville & Trust Company's Texas Ratio?
Its Texas Ratio is 11.03% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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