Anthem Bank & Trust
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Data as of · sourced from FFIEC call reports. How we update
Anthem Bank & Trust is an FDIC-insured savings institution headquartered in Plaquemine, LA, established in 1915 (FDIC certificate 29679), and it is supervised by the OCC. At Q2 2026 it reported total assets of $250.1M, up 34.0% from Q2 2025, the 65th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 47.17% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 29679
- Headquarters
- Plaquemine, LA
- Established
- 1915
- Total assets, Q2 2026
- $250.1M
- Assets vs Q2 2025
- +34.0%
- CET1 ratio, Q2 2026
- 47.17%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 265470792
- Holding company
- ANTHEM FINANCIAL CORPORATION
- Asset rank in state
- 65th of 102 in Louisiana
Problem loans are rising at Anthem Bank & Trust. It reported $250 million in assets at June 30, 2026, up 34.0% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.16% of loans from 0.00% a year earlier. It earns about $0.26 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 90 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Earnings fell sharply: quarterly net income of $153,000 was 74% below a year earlier. Over the same year, loans grew 18.0% and deposits grew 7.5%. One more trend to watch: delinquency has appeared in its $86 million commercial and industrial book: 1.61% of those loans are past due or on nonaccrual, against almost none a year earlier.
As of June 30, 2026, Anthem Bank & Trust reported a CET1 capital ratio of 47.17%, a return on assets of 0.26%, a nonperforming-loan ratio of 1.16% and a Texas ratio of 3.24%. The figures come from its call report filed with the FFIEC.
Anthem Bank & Trust ranks as the 65th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 25.6% to $250.1M, loans rose 19.2% and deposits fell 0.4%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 59.3% of total loans, followed by 1-4 family residential loans at 14.0%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities across 3 states; its Plaquemine office books 60% of its branch deposits. On its Q2 2026 call report, Anthem Bank & Trust meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 23910 Railroad Ave, Plaquemine, LA 70764
- County
- Iberville
- Metro Area
- Baton Rouge, LA
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1915
- Former names
- First Financial Bank and Trust Co. (2003-2011)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 40
- Domestic deposits
- $164.2M
- Allowance for credit losses
- $1.9M
- Net charge-offs (YTD)
- $0
- Average total assets
- $232.9M
- Average total loans
- $130.2M
- Average interest-bearing deposits
- $141.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29679
- Fed RSSD
- 527178
- SEC CIK
- 2134338 → filed by ANTHEM FINANCIAL CORPORATION
- Website
- www.anthembank.com →
- Parent Holding Company
- ANTHEM FINANCIAL CORPORATION (RSSD 6098175)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Anthem Bank & Trust's total assets ranged from $178.2M (Q4 2023) to $250.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$250.1M total assets against $186.6M; $181.0M total liabilities against $165.8M.
$143.2M net loans and leases against $121.2M; $164.2M total deposits against $152.8M.
$84.3M securities against $46.5M; $12.9M cash and balances due against $11.3M.
$3.3M total interest income against $3.0M; $924K total interest expense against $1.1M.
$2.4M net interest income against $1.9M.
$286K total noninterest income against $432K; $2.4M total noninterest expense against $1.7M.
$67K provision for credit losses against $0.
$153K net income against $582K.
0.26% return on assets against 1.23%; 4.14% net interest margin against 4.05%.
47.17% CET1 capital ratio against 17.39%; 29.90% tier 1 leverage ratio against 11.14%.
Inside the full Anthem Bank & Trust terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAnthem Bank & Trust rankings
Its closest position to the top of a national ranking is 7 of 2,134, for CET1 ratio; its furthest is 3,479 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.26% (Q2 2026) to 1.56% (Q3 2025) and its net interest margin ran from 3.65% (Q4 2024) to 4.27% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 47.17% | 0.26% | 1.16% | 3.24% | 4.14% |
| Q1 2026 | 17.40% | 0.69% | 1.39% | 9.98% | 4.08% |
| Q4 2025 | 16.90% | 0.83% | 1.79% | 12.27% | 3.86% |
| Q3 2025 | 16.96% | 1.56% | 0.28% | 4.22% | 4.27% |
| Q2 2025 | 17.39% | 1.23% | 0.00% | 2.74% | 4.05% |
| Q1 2025 | 17.25% | 1.14% | 0.53% | 5.67% | 4.04% |
| Q4 2024 | 14.85% | 0.84% | 0.56% | 6.43% | 3.65% |
| Q3 2024 | 14.96% | 1.27% | 0.54% | 6.22% | 3.93% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Anthem Bank & Trust (main office) | Plaquemine , LA | 70764 | $99.1M |
| Lakeway Branch | Lakeway , TX | 78734 | $32.4M |
| Baton Rouge Branch | Baton Rouge , LA | 70810 | $18.0M |
| Coral Gables Branch | Coral Gables , FL | 33134 | $14.7M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2011 | Structure Change | Acquired Texas Country Bank Charter Retained (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- August 5, 2015, OCC: Formal Agreement: Anthem Bank & Trust
- Period: Most recent institution action August 5, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in LA, rank 98 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Anthem Bank & Trust
What are Anthem Bank & Trust's total assets?
As of the Q2 2026 filing, Anthem Bank & Trust reported total assets of $250.1 million in its FFIEC call report.
Where is Anthem Bank & Trust headquartered?
It is headquartered in Plaquemine, LA, United States.
When was Anthem Bank & Trust founded?
It was established in 1915, per the FDIC institution directory.
Is Anthem Bank & Trust FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #29679). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Anthem Bank & Trust?
Anthem Bank & Trust's primary federal regulator is the OCC.
What is Anthem Bank & Trust's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 47.17% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Anthem Bank & Trust operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Anthem Bank & Trust's Texas Ratio?
Its Texas Ratio is 3.24% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Anthem Bank & Trust previously called?
The charter now named Anthem Bank & Trust has also operated as First Financial Bank and Trust Co. (2003-2011), per FDIC structure-change records.
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