Anthem Bank & Trust: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on earning assets fell 0.36 percentage points in Q2 2026 to 5.74%, the biggest move on this page. Anthem Bank & Trust ranks 60th of 102 Louisiana banks on net interest margin, in the lower half at 4.14% (Q2 2026). Anthem Bank & Trust reported 4.14% on net interest margin for Q2 2026, 0.20 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.74% |
| Yield on loans | 7.39% |
| Yield on securities | 3.75% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.19% |
| Cost of interest-bearing deposits | 2.53% |
| Cost of interest-bearing liabilities | 2.43% |
| Cost of borrowings | 2.71% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.14% |
| Yield to cost spread | 3.31% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.4M |
| Total interest expense | $924K |
| Interest expense on deposits | $897K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.32% | 2.26% | 4.28% | 8.06% | 2.07% |
| Q4 2023 | 6.53% | 2.48% | 4.30% | 8.07% | 2.22% |
| Q1 2024 | 6.20% | 2.55% | 3.90% | 7.73% | 2.89% |
| Q2 2024 | 6.22% | 2.87% | 3.65% | 7.58% | 3.17% |
| Q3 2024 | 6.73% | 3.15% | 3.93% | 8.23% | 3.50% |
| Q4 2024 | 6.40% | 3.02% | 3.65% | 7.69% | 3.66% |
| Q1 2025 | 6.50% | 2.73% | 4.04% | 8.02% | 3.75% |
| Q2 2025 | 6.33% | 2.59% | 4.05% | 7.92% | 3.76% |
| Q3 2025 | 6.60% | 2.65% | 4.27% | 8.06% | 3.74% |
| Q4 2025 | 6.21% | 2.64% | 3.86% | 7.59% | 3.75% |
| Q1 2026 | 6.10% | 2.26% | 4.08% | 7.74% | 3.69% |
| Q2 2026 | 5.74% | 2.19% | 4.14% | 7.39% | 3.75% |
Anthem Bank & Trust yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anthem Bank & Trust, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anthem Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29679) · FFIEC NIC profile (RSSD 527178)