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Community Bank of Marshall

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Marshall, MO $100M to $1B in assets Est. May 1, 1978 FDIC #22636 RSSD #706656 Routing #101903637 FDIC

Data as of · sourced from FFIEC call reports. How we update

Community Bank of Marshall is an FDIC-insured commercial bank headquartered in Marshall, MO, established in 1978 (FDIC certificate 22636), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $250.2M, up 4.8% from Q2 2025, the 109th largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.03% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
22636
Headquarters
Marshall, MO
Established
1978
Total assets, Q2 2026
$250.2M
Assets vs Q2 2025
+4.8%
Tier 1 leverage ratio, Q2 2026
10.03%
Domestic offices
7 FDIC institution directory, current count
Routing number
101903637
Latest call report
Q2 2026, FFIEC 051 · Community Bank of Marshall call report
Asset rank in state
109th of 191 in Missouri
Assets
$250.2M
Deposits
$226.7M
Loans
$111.2M
Equity
$21.4M

Problem loans are rising at Community Bank of Marshall. Based in Marshall, Missouri, it had $250 million in assets at June 30, 2026, up 4.8% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.01% of loans from 0.24% a year earlier. It keeps 3.16 cents of net interest income on every dollar of earning assets, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents).

Loans are outrunning deposits: over the year loans rose 9.4% and deposits rose 4.2%. Paper losses on its bond portfolio are shrinking: unrealized losses of $5.2 million equal 21% of Tier 1 capital, down from 27% a year earlier.

As of June 30, 2026, Community Bank of Marshall reported a return on assets of 1.05%, a nonperforming-loan ratio of 1.01% and a Texas ratio of 5.01%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Community Bank of Marshall is the 109th largest of the 191 banks headquartered in Missouri. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.3% to $250.2M, loans rose 1.4% and deposits rose 1.1%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 35.1% of total loans, followed by farmland and other real estate loans at 18.9%. Its 7 offices in the FDIC Summary of Deposits are in 5 cities in MO; its Marshall 3 offices book 70% of its branch deposits. By the capital ratios in its Q2 2026 call report, Community Bank of Marshall meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
811 W College St, Marshall, MO 65340
County
Saline
Metro Area
Marshall, MO
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
May 1, 1978
Domestic offices
7 FDIC institution directory, current count
Employees (FTE)
38
Domestic deposits
$226.7M
Allowance for credit losses
$1.5M
Net charge-offs (YTD)
$32K
Average total assets
$243.5M
Average total loans
$110.6M
Average interest-bearing deposits
$187.5M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
May 1, 1978
FDIC Cert
22636
Fed RSSD
706656

Profitability

Q2 annualized
Return on Assets1.05%YTD 1.14%
Return on Equity12.16%YTD 13.10%
Net Interest Margin3.16%YTD 3.21%

Balance Sheet

Total liabilities$228.8M
Cash & balances due$24.4M
Securities, available-for-sale$105.2M
Securities, held-to-maturity$0
Goodwill & intangibles$150K

Income Statement

Net income Q2$642K
Net interest income YTD$3.7M
Total interest income YTD$5.8M
Total interest expense YTD$2.0M
Provision for credit losses YTD$68K

Operating & Funding

Total noninterest income YTD$666K
Total noninterest expense YTD$2.6M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Community Bank of Marshall reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Community Bank of Marshall's total assets moved between a low of $217.4M (Q3 2023) and a high of $250.2M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$250.2M total assets against $238.9M; $228.8M total liabilities against $219.4M.

Loans and leases against deposits

$109.7M net loans and leases against $100.1M; $226.7M total deposits against $217.5M.

Securities and cash

$105.2M securities against $109.4M; $24.4M cash and balances due against $18.5M.

Interest income against interest expense

$2.9M total interest income against $2.8M; $1.0M total interest expense against $1.1M.

Net interest income

$1.8M net interest income against $1.7M.

Noninterest income against noninterest expense

$344K total noninterest income against $297K; $1.4M total noninterest expense against $1.2M.

Provision for credit losses

$34K provision for credit losses against $8K.

Net income

$642K net income against $611K.

Return on assets and net interest margin

1.05% return on assets against 1.04%; 3.16% net interest margin against 2.95%.

CET1 and Tier 1 leverage ratios

10.03% tier 1 leverage ratio against 9.80%.

Inside the full Community Bank of Marshall terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Community Bank of Marshall rankings

Its closest position to the top of a national ranking is 1,341 of 3,640, for Texas Ratio; its furthest is 2,379 of 3,611, for ROA.

How ranks are counted

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.90% (Q4 2024) to 1.23% (Q1 2026) and its net interest margin ran from 2.73% (Q3 2024) to 3.26% (Q4 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 10.03% 1.05% 1.01% 5.01% 3.16%
Q1 2026 9.95% 1.23% 0.04% 0.22% 3.26%
Q4 2025 10.19% 1.23% 0.09% 0.42% 3.26%
Q3 2025 10.06% 1.16% 0.06% 0.28% 3.14%
Q2 2025 9.80% 1.04% 0.24% 1.20% 2.95%
Q1 2025 9.68% 0.93% 0.01% 0.03% 2.89%
Q4 2024 9.51% 0.90% 0.04% 0.25% 2.80%
Q3 2024 9.58% 0.91% 0.02% 0.12% 2.73%

Swipe the table sideways to see every column.

Branch Network

View all 7 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–7 of 7
Branch Location ZIP Deposits
Community Bank of Marshall (main office) Marshall , MO 65340 $148.5M
Sweet Springs Branch Sweet Springs , MO 65351 $26.4M
Corder Branch Corder , MO 64021 $19.6M
Waverly Branch Waverly , MO 64096 $17.4M
Community Bank of Marshall Downtown Facility Marshall , MO 65340 $9.9M
North Main Branch Blackburn , MO 65321 $5.0M
South Odell Branch Marshall , MO 65340 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
October 1, 2022 Merger Participated in Absorption/Consolidation/Merger FDIC
October 1, 2022 Structure Change Acquired The Corder Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 3, 1993 Merger Participated in Absorption/Consolidation/Merger FDIC
March 2, 1993 Structure Change Acquired Blackburn Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in MO, rank 135 of 249 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
92 applications, 84 loans originated, $10.4M originated, across 2 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Community Bank of Marshall: regulatory capital profile · BankRegReports

Frequently asked about Community Bank of Marshall

What are Community Bank of Marshall's total assets?

As of the Q2 2026 filing, Community Bank of Marshall reported total assets of $250.2 million in its FFIEC call report.

Where is Community Bank of Marshall headquartered?

It is headquartered in Marshall, MO, United States.

When was Community Bank of Marshall founded?

It was established in 1978, per the FDIC institution directory.

Is Community Bank of Marshall FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #22636). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Community Bank of Marshall?

Community Bank of Marshall's primary federal regulator is the FDIC.

How many branches does Community Bank of Marshall operate?

It operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Community Bank of Marshall's Texas Ratio?

Its Texas Ratio is 5.01% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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