Community Bank of Marshall: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 7.5% in Q2 2026 to -$4.0M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.03% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $24.3M |
| Tier 1 capital | $24.3M |
| Total risk-based capital | — |
| Total equity capital | $21.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.55% |
| Tangible equity to tangible assets | 8.41% |
| Equity capital to average assets | 8.79% |
| Internal capital growth rate | 4.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $332K |
| Common stock surplus | $2.2M |
| Retained earnings | $22.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.58% | 15.58% | 16.57% | 9.17% | $126.5M |
| Q4 2023 | 16.88% | 16.88% | 17.99% | 9.34% | $121.1M |
| Q1 2024 | 17.67% | 17.67% | 18.84% | 9.09% | $117.5M |
| Q2 2024 | 17.57% | 17.57% | 18.75% | 9.38% | $120.8M |
| Q3 2024 | 17.88% | 17.88% | 19.07% | 9.58% | $121.9M |
| Q4 2024 | 17.07% | 17.07% | 18.27% | 9.51% | $126.9M |
| Q1 2025 | — | — | — | 9.68% | — |
| Q2 2025 | — | — | — | 9.80% | — |
| Q3 2025 | — | — | — | 10.06% | — |
| Q4 2025 | — | — | — | 10.19% | — |
| Q1 2026 | — | — | — | 9.95% | — |
| Q2 2026 | — | — | — | 10.03% | — |
Community Bank of Marshall regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Marshall, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Marshall profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22636) · FFIEC NIC profile (RSSD 706656)