Community Bank of Marshall: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Non-performing loans to loans: 1.01 percentage points higher than in Q1 2026, at 1.01%. Within Missouri, Community Bank of Marshall is 145th of 192 on return on assets, 1.05% as of Q2 2026, below the middle of the field. Community Bank of Marshall reported 1.05% on return on assets for Q2 2026, 0.20 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.03% |
| Equity capital to assets | 8.55% |
| Tangible equity to tangible assets | 8.41% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.01% |
| Non-performing assets ratio | 0.45% |
| Net charge-off ratio | -0.04% |
| Texas ratio | 5.01% |
| Allowance for credit losses to loans | 1.36% |
| Reserve coverage of non-performing loans | 134.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.05% |
| Return on equity | 12.16% |
| Net interest margin | 3.16% |
| Efficiency ratio | 60.62% |
| Yield on earning assets | 4.91% |
| Cost of funds | 1.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 49.06% |
| Core deposits to total deposits | 92.51% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.62% |
| Securities to assets | 42.05% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.58% | 15.58% | 16.57% | 9.17% | 0.79% |
| Q4 2023 | 16.88% | 16.88% | 17.99% | 9.34% | 0.89% |
| Q1 2024 | 17.67% | 17.67% | 18.84% | 9.09% | 0.76% |
| Q2 2024 | 17.57% | 17.57% | 18.75% | 9.38% | 0.94% |
| Q3 2024 | 17.88% | 17.88% | 19.07% | 9.58% | 0.91% |
| Q4 2024 | 17.07% | 17.07% | 18.27% | 9.51% | 0.90% |
| Q1 2025 | — | — | — | 9.68% | 0.93% |
| Q2 2025 | — | — | — | 9.80% | 1.04% |
| Q3 2025 | — | — | — | 10.06% | 1.16% |
| Q4 2025 | — | — | — | 10.19% | 1.23% |
| Q1 2026 | — | — | — | 9.95% | 1.23% |
| Q2 2026 | — | — | — | 10.03% | 1.05% |
Community Bank of Marshall vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Marshall, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Marshall profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22636) · FFIEC NIC profile (RSSD 706656)