Community Bank of Marshall: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Marshall of Marshall, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.34% | -0.29% | 36th below |
| ROAE | 12.16% | 13.32% | -1.16% | 49th below |
| Net Interest Margin | 3.16% | 3.93% | -0.77% | 14th bottom |
| Efficiency Ratio | 60.62% | 61.13% | -0.51% | 52nd above |
| PPNR / Avg Assets | 1.37% | 1.68% | -0.31% | 37th below |
| Yield on Earning Assets | 4.91% | 5.67% | -0.76% | 20th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.84% | 1.88% | -0.04% | 47th below |
| Net Interest Spread | 2.73% | 3.32% | -0.59% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.01% | 0.94% | +0.07% | 28th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.45% | 0.70% | -0.25% | 41st below |
| NCO / Avg Loans | -0.04% | 0.16% | -0.20% | 94th top |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 69th above |
| ACL / NPLs (Coverage) | 134.31% | 1546.49% | -1412.18% | 37th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.01% | 7.34% | -2.33% | 41st below |
| Provision / NCO | 93.75% | 1395.35% | -1301.60% | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.03% | 12.14% | -2.11% | 33rd below |
| Equity / Assets | 8.55% | 11.37% | -2.82% | 20th bottom |
| TCE / Tangible Assets | 8.41% | 11.08% | -2.67% | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 49.06% | 80.67% | -31.61% | 92nd top |
| Core Deposit Ratio | 92.51% | 86.85% | +5.66% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.76% | 6.84% | -2.08% | 53rd above |
| Loan Growth (Y/Y) | 9.44% | 7.92% | +1.52% | 72nd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.23% | 6.29% | -2.06% | 51st above |
See Community Bank of Marshall's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank of Marshall, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Marshall profile, how to read a UBPR, or how this data updates.