Community Bank of Marshall: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets climbed 1.34 percentage points in Q2 2026, from 0.00% to 1.34%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Community Bank of Marshall is 14th from the bottom among 192 Missouri banks, 49.06% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Community Bank of Marshall sits 31.89 points lower, at 49.06% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $129.6M |
| Fed funds sold and reverse repos | $3.4M |
| Fed funds sold and reverse repos to assets | 1.34% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 49.06% |
| Net loans and leases to deposits | 48.39% |
| Loans and leases to core deposits | 53.03% |
| Core deposits to total deposits | 92.51% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 46.23% | 95.57% | $0 | $0 |
| Q4 2023 | 46.50% | 95.29% | $0 | $0 |
| Q1 2024 | 43.07% | 94.09% | $0 | $0 |
| Q2 2024 | 44.15% | 92.76% | $0 | $0 |
| Q3 2024 | 46.77% | 93.16% | $0 | $0 |
| Q4 2024 | 47.53% | 93.46% | $0 | $2.4M |
| Q1 2025 | 45.63% | 93.98% | $0 | $0 |
| Q2 2025 | 46.72% | 93.43% | $0 | $0 |
| Q3 2025 | 51.17% | 93.24% | $0 | $0 |
| Q4 2025 | 51.71% | 93.61% | $0 | $0 |
| Q1 2026 | 48.94% | 92.61% | $0 | $0 |
| Q2 2026 | 49.06% | 92.51% | $0 | $0 |
Community Bank of Marshall liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Marshall, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Marshall profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22636) · FFIEC NIC profile (RSSD 706656)