Bank of Abbeville & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Abbeville & Trust Company of Abbeville, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 1.34% | -0.03% | 53rd above |
| ROAE | 11.49% | 13.31% | -1.82% | 45th below |
| Net Interest Margin | 3.72% | 3.93% | -0.21% | 38th below |
| Efficiency Ratio | 63.65% | 61.14% | +2.51% | 43rd below |
| PPNR / Avg Assets | 1.36% | 1.68% | -0.32% | 37th below |
| Yield on Earning Assets | 5.03% | 5.67% | -0.64% | 25th below |
| Cost of Funds | 1.40% | 1.88% | -0.48% | 75th top |
| Net Interest Spread | 2.82% | 3.32% | -0.50% | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.94% | -0.75% | 65th above |
| NPA / Total Assets | 0.15% | 0.70% | -0.55% | 64th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 44th below |
| ACL / Total Loans | 1.38% | 1.28% | +0.10% | 70th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 742.50% | 1538.88% | -796.38% | 78th top |
| Texas Ratio | 11.82% | 7.33% | +4.49% | 18th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.92% | 12.14% | +0.78% | 74th above |
| Equity / Assets | 11.62% | 11.37% | +0.25% | 67th above |
| TCE / Tangible Assets | 11.62% | 11.09% | +0.53% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.21% | 80.64% | -20.43% | 83rd top |
| Core Deposit Ratio | 91.30% | 86.86% | +4.44% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.71% | 6.85% | +3.86% | 85th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.08% | 7.90% | -1.82% | 55th above |
| Deposit Growth (Y/Y) | 11.22% | 6.29% | +4.93% | 86th top |
See Bank of Abbeville & Trust Company's peers by name
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Unlock Bank of Abbeville & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Abbeville & Trust Company profile, how to read a UBPR, or how this data updates.