Bank of Abbeville & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 1.71 percentage points in Q2 2026, from 58.50% to 60.21%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Bank of Abbeville & Trust Company is 84th of 103 on loan-to-deposit ratio, 60.21% as of Q2 2026, below the middle of the field. Bank of Abbeville & Trust Company reported 60.21% on loan-to-deposit ratio for Q2 2026, 20.63 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $108.1M |
| Fed funds sold and reverse repos | $2.0M |
| Fed funds sold and reverse repos to assets | 0.81% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 60.21% |
| Net loans and leases to deposits | 59.38% |
| Loans and leases to core deposits | 65.94% |
| Core deposits to total deposits | 91.30% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.55% | 93.75% | $0 | $0 |
| Q4 2023 | 69.66% | 93.42% | $0 | $0 |
| Q1 2024 | 65.48% | 93.39% | $0 | $0 |
| Q2 2024 | 66.28% | 92.22% | $0 | $0 |
| Q3 2024 | 66.50% | 91.92% | $0 | $0 |
| Q4 2024 | 66.84% | 91.18% | $0 | $0 |
| Q1 2025 | 62.91% | 90.30% | $0 | $0 |
| Q2 2025 | 63.13% | 90.46% | $0 | $0 |
| Q3 2025 | 59.01% | 90.07% | $0 | $0 |
| Q4 2025 | 56.02% | 91.42% | $0 | $0 |
| Q1 2026 | 58.50% | 90.50% | $0 | $0 |
| Q2 2026 | 60.21% | 91.30% | $0 | $0 |
Bank of Abbeville & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Abbeville & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Abbeville & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11782) · FFIEC NIC profile (RSSD 213538)