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Profitability · California

US Banks with Highest Return on Equity (ROE) in California

Ranked among banks headquartered in California. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): CAPITAL BANK AND TRUST COMPANY — 123.23% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 121 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Capital Bank and Trust Company Irvine , CA 123.23% $226.4M
2 Column N.A. Chico , CA 68.77% $1.39B
3 Bank of Stockton Stockton , CA 24.72% $4.83B
4 Hatch Bank San Marcos , CA 23.15% $186.8M
5 Axos Bank San Diego , CA 22.72% $28.24B
6 First American Trust, FSB Santa Ana , CA 22.62% $8.32B
7 Bank of New York Mellon Trust Company, N.A., the Los Angeles , CA 20.59% $1.39B
8 Hcn Bank Riverside , CA 19.22% $974.1M
9 Deutsche Bank National Trust Company Los Angeles , CA 18.89% $553.6M
10 Blackrock Institutional Trust Company, N.A. San Francisco , CA 18.73% $4.52B
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11 Pacific Alliance Bank San Gabriel , CA 17.94% $450.7M
12 Calprivate Bank La Jolla , CA 17.62% $2.69B
13 East West Bank Pasadena , CA 17.61% $82.47B
14 Westamerica Bank San Rafael , CA 17.23% $5.83B
15 Home Bank of California San Diego , CA 16.09% $254.9M
16 West Coast Community Bank Santa Cruz , CA 16.06% $2.90B
17 Preferred Bank Los Angeles , CA 15.97% $7.66B
18 Five Star Bank Roseville , CA 15.85% $5.03B
19 Murphy Bank Fresno , CA 15.70% $359.6M
20 American Business Bank Los Angeles , CA 15.24% $4.37B
21 Fremont Bank Fremont , CA 15.03% $5.92B
22 Farmers & Merchants Bank of Central California Lodi , CA 14.93% $5.84B
23 Mission Bank Bakersfield , CA 14.41% $1.92B
24 Plumas Bank Quincy , CA 14.41% $2.20B
25 Commercial Bank of California Irvine , CA 14.38% $3.90B
26 Poppy Bank Santa Rosa , CA 14.16% $7.80B
27 Chino Commercial Bank, N.A. Chino , CA 13.34% $465.8M
28 River City Bank Sacramento , CA 12.91% $6.05B
29 Avidbank San Jose , CA 12.87% $2.57B
30 Bank of the Sierra Porterville , CA 12.52% $3.75B
31 Community Valley Bank El Centro , CA 12.44% $324.7M
32 Infinity Bank Santa Ana , CA 12.34% $392.9M
33 C3bank, N.A. Encinitas , CA 12.33% $882.7M
34 Golden Valley Bank Chico , CA 12.25% $577.7M
35 Open Bank Los Angeles , CA 12.14% $2.70B
36 Cathay Bank Los Angeles , CA 12.12% $24.04B
37 Partners Bank of California Mission Viejo , CA 12.06% $614.5M
38 American Riviera Bank Santa Barbara , CA 11.84% $1.42B
39 Commercewest Bank Irvine , CA 11.50% $1.24B
40 Pcb Bank Los Angeles , CA 11.37% $3.40B
41 First Northern Bank of Dixon Dixon , CA 11.32% $1.92B
42 Redwood Capital Bank Eureka , CA 11.17% $543.4M
43 Hanmi Bank Los Angeles , CA 11.14% $7.79B
44 Golden State Bank Glendale , CA 10.89% $974.3M
45 Oak Valley Community Bank Oakdale , CA 10.77% $2.01B
46 Community Bank of Santa Maria Santa Maria , CA 10.65% $405.1M
47 Community West Bank Fresno , CA 10.58% $3.70B
48 Malaga Bank, FSB Palos Verdes Estates , CA 10.57% $1.44B
49 United Business Bank Walnut Creek , CA 10.12% $2.63B
50 State Bank of India (california) Los Angeles , CA 10.10% $1.39B
51 Tri Counties Bank Chico , CA 10.09% $9.95B
52 US Metro Bank Garden Grove , CA 10.03% $1.56B
53 American Plus Bank, N.A. Arcadia , CA 9.94% $890.7M
54 American Continental Bank City Of Industry , CA 9.74% $379.1M
55 Ffb Bank Fresno , CA 9.66% $1.57B
56 California Bank of Commerce, N.A. San Diego , CA 9.61% $4.05B
57 Bank of San Francisco San Francisco , CA 9.58% $767.5M
58 Bank of Marin Corte Madera , CA 9.33% $3.91B
59 Citizens Business Bank, N.A. Ontario , CA 9.12% $15.51B
60 First General Bank Rowland Heights , CA 8.64% $1.14B
61 Exchange Bank Santa Rosa , CA 8.62% $3.27B
62 Commonwealth Business Bank Los Angeles , CA 8.59% $1.99B
63 Endeavor Bank San Diego , CA 8.40% $805.3M
64 Banc of California Los Angeles , CA 8.31% $34.64B
65 Royal Business Bank Los Angeles , CA 8.27% $4.19B
66 River Valley Community Bank Yuba City , CA 8.06% $764.2M
67 Savings Bank of Mendocino County Ukiah , CA 7.90% $1.29B
68 First Credit Bank West Hollywood , CA 7.74% $504.7M
69 Gbc International Bank Los Angeles , CA 7.54% $676.6M
70 Bank of the Orient San Francisco , CA 7.39% $1.16B
71 Bac Community Bank Stockton , CA 7.32% $780.1M
72 Montecito Bank & Trust Santa Barbara , CA 7.27% $2.04B
73 El Dorado Savings Bank, F.S.B. Placerville , CA 7.04% $2.47B
74 Pacific Valley Bank Salinas , CA 6.80% $627.9M
75 Ctbc Bank CORP. (usa) Los Angeles , CA 6.62% $5.37B
76 Summit State Bank Santa Rosa , CA 6.57% $995.9M
77 Mega Bank San Gabriel , CA 6.38% $515.1M
78 Mechanics Bank Walnut Creek , CA 6.34% $21.40B
79 City National Bank Los Angeles , CA 6.10% $99.95B
80 Summit Bank Oakland , CA 5.91% $270.2M
81 Bank of America California, N.A. San Francisco , CA 5.89% $15.13B
82 Bank of Whittier, N.A. Whittier , CA 5.79% $158.8M
83 Bank of Hope Los Angeles , CA 5.51% $18.65B
84 First Commercial Bank (U.S.A) Alhambra , CA 5.47% $871.6M
85 Farmers and Merchants Bank of Long Beach Long Beach , CA 5.45% $11.86B
86 Mission Valley Bank Sun Valley , CA 5.15% $772.6M
87 Provident Savings Bank, F.S.B. Riverside , CA 5.14% $1.22B
88 California Business Bank Irvine , CA 5.13% $122.2M
89 Community Commerce Bank Claremont , CA 5.03% $413.5M
90 Pacific Premier Bank, National Association Irvine , CA 4.98% $17.78B
91 Pinnacle Bank Morgan Hill , CA 4.93% $945.8M
92 Pacific Coast Bankers' Bank Walnut Creek , CA 4.89% $1.08B
93 Neighborhood National Bank El Cajon , CA 4.87% $230.2M
94 Metropolitan Bank Oakland , CA 4.65% $231.8M
95 First Pacific Bank Whittier , CA 4.54% $489.8M
96 Evertrust Bank City Of Industry , CA 4.37% $1.11B
97 California Pacific Bank Hayward , CA 4.27% $100.9M
98 Bank Irvine Irvine , CA 3.99% $306.5M
99 Nano Banc Irvine , CA 2.68% $860.1M
100 Universal Bank West Covina , CA 2.11% $373.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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