River Valley Community Bank
River Valley Community Bank is the primary bank subsidiary of its parent holding company, headquartered in Yuba City, CA. River Valley Community's Q1 2026 balance sheet shows $764M in assets funded primarily by $670M in customer deposits. Profitability runs below industry average — 0.62% ROA, 8.06% ROE, with NIM at 3.12%. Regulatory capital is solid — 13.72% CET1 and 14.81% total risk-based capital ratio. Credit metrics are in line with industry norms — 0.83% NPL ratio. 5 branches make up the footprint.
Headquarters Profile
- Address
- 1629 Colusa Hwy, YUBA CITY, CA 95993
- County
- Sutter
- Metro Area
- YUBA CITY, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 14
- Established
- June 26, 2006
- Branches
- 5 domestic
- Employees (FTE)
- 77
- FDIC Cert
- 58276
- Fed RSSD
- 3451050
- Website
- www.myrvcb.com →
- Parent Holding Company
- RIVER VALLEY COMMUNITY BANCORP (RSSD 5116353)
Capital & Liquidity
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River Valley Community Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about River Valley Community Bank
What are River Valley Community Bank's total assets?
As of the Q1 2026 filing, River Valley Community Bank reported total assets of $764.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is River Valley Community Bank headquartered?
River Valley Community Bank is headquartered in YUBA CITY, CA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was River Valley Community Bank founded?
River Valley Community Bank was established in 2006, per the FDIC institution directory.
Is River Valley Community Bank FDIC-insured?
Yes. River Valley Community Bank is an FDIC-insured commercial bank (FDIC Certificate #58276). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates River Valley Community Bank?
River Valley Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is River Valley Community Bank's CET1 capital ratio?
River Valley Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.72% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does River Valley Community Bank operate?
River Valley Community Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is River Valley Community Bank's Texas Ratio?
River Valley Community Bank's Texas Ratio is 5.12% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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