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Profitability · Tennessee

US Banks with Highest Return on Equity (ROE) in Tennessee

Ranked among banks headquartered in Tennessee. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): BANK OF MILAN, THE — 43.06% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 111 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Bank of Milan, the Milan , TN 43.06% $104.5M
2 Peoples Bank of the South Lafollette , TN 27.17% $231.4M
3 Coffee County Bank Manchester , TN 26.09% $430.4M
4 Truxton Trust Company Nashville , TN 23.72% $1.37B
5 One Bank of Tennessee Cookeville , TN 23.64% $1.67B
6 Citizens Tri-county Bank Dunlap , TN 21.48% $1.65B
7 First National Bank Oneida , TN 20.55% $367.9M
8 Citizens National Bank Sevierville , TN 20.28% $1.96B
9 First Freedom Bank Lebanon , TN 19.96% $781.1M
10 Heritage Bank & Trust Columbia , TN 19.84% $417.9M
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11 Putnam 1st Mercantile Bank Cookeville , TN 19.34% $176.7M
12 First National Bank of Tennessee Livingston , TN 19.21% $1.37B
13 Bank of Tennessee Kingsport , TN 18.52% $2.12B
14 Southern Bank of Tennessee Mount Juliet , TN 18.45% $490.1M
15 First Century Bank Tazewell , TN 18.26% $780.9M
16 Builtwell Bank Chattanooga , TN 18.20% $2.30B
17 Bank of Perry County Lobelville , TN 17.94% $249.8M
18 First Commerce Bank Lewisburg , TN 17.76% $937.4M
19 Commercial Bank Harrogate , TN 16.88% $2.31B
20 CedarStone Bank Lebanon , TN 16.55% $369.2M
21 Apex Bank Camden , TN 16.07% $1.41B
22 Citizens Bank Carthage , TN 15.60% $834.4M
23 Wilson Bank & Trust Lebanon , TN 15.49% $5.99B
24 Andrew Johnson Bank Greeneville , TN 15.46% $626.1M
25 Macon Bank and Trust Company Lafayette , TN 15.33% $825.4M
26 Peoples Bank of East Tennessee Madisonville , TN 14.91% $456.1M
27 Bank of Crockett Bells , TN 14.78% $301.1M
28 Bank of Lincoln County Fayetteville , TN 14.48% $232.2M
29 Citizens Bank Elizabethton , TN 14.41% $1.40B
30 Homeland Community Bank Mcminnville , TN 14.35% $236.6M
31 Citizens Community Bank Winchester , TN 14.30% $356.1M
32 Tennessee State Bank Pigeon Forge , TN 14.30% $956.1M
33 First Federal Bank Dickson , TN 14.27% $1.10B
34 Peoples Bank Clifton , TN 14.17% $428.9M
35 Wayne County Bank Waynesboro , TN 14.09% $582.8M
36 Security Bank and Trust Company Paris , TN 14.08% $1.60B
37 First National Bank of Pulaski Pulaski , TN 13.96% $1.51B
38 Commercial Bank & Trust Company Paris , TN 13.65% $1.10B
39 Security Federal Savings Bank of Mcminnville Mcminnville , TN 13.64% $378.5M
40 Hardin County Bank, the Savannah , TN 13.43% $677.8M
41 Lawrence Bank Nashville , TN 13.30% $3.07B
42 Wellworth Bank Lafayette , TN 13.09% $1.78B
43 Foundation Bank Mckenzie , TN 12.98% $218.1M
44 First Farmers and Merchants Bank Columbia , TN 12.93% $1.79B
45 Bank of Halls Halls , TN 12.68% $134.9M
46 First Horizon Bank Memphis , TN 12.59% $83.82B
47 Farmers Bank, the Portland , TN 12.51% $950.9M
48 Peoples Bank & Trust Company Manchester , TN 12.33% $170.4M
49 Bank of Cleveland Cleveland , TN 12.06% $381.2M
50 Firstbank Nashville , TN 11.98% $16.43B
51 Centennial Bank Trezevant , TN 11.51% $1.06B
52 Decatur County Bank Decaturville , TN 11.49% $321.2M
53 First Peoples Bank of Tennessee Jefferson City , TN 11.43% $223.4M
54 Independent Bank Memphis , TN 11.36% $1.68B
55 People's Bank and Trust Company of Pickett County Byrdstown , TN 11.29% $318.6M
56 Citizens Bank and Trust Company of Grainger County Rutledge , TN 11.13% $274.6M
57 Legends Bank Clarksville , TN 10.97% $939.5M
58 First National Bank of Middle Tennessee Mcminnville , TN 10.93% $940.5M
59 Banktennessee Collierville , TN 10.92% $615.7M
60 Greenfield Banking Company Greenfield , TN 10.88% $149.3M
61 Tower Community Bank Jasper , TN 10.86% $385.2M
62 Paragon Bank Memphis , TN 10.79% $892.3M
63 Financial Federal Bank Memphis , TN 10.60% $1.12B
64 Insouth Bank Brownsville , TN 10.44% $568.4M
65 Bank of Fayette County, the Piperton , TN 10.44% $1.12B
66 First Citizens National Bank Dyersburg , TN 10.25% $2.65B
67 Carroll Bank and Trust Huntingdon , TN 10.20% $658.1M
68 Peoples Bank of Middle Tennessee Shelbyville , TN 10.10% $188.8M
69 Tristar Bank Dickson , TN 9.98% $555.2M
70 Smartbank Pigeon Forge , TN 9.60% $5.90B
71 Newport Federal Bank Newport , TN 9.41% $280.2M
72 Traditions First Bank Erin , TN 9.29% $339.4M
73 Central Bank Savannah , TN 9.21% $164.3M
74 Cbbc Bank Maryville , TN 9.14% $556.4M
75 Ubank Knoxville , TN 9.12% $180.1M
76 Insbank Nashville , TN 9.07% $1.08B
77 Volunteer Federal Savings Bank Madisonville , TN 8.83% $396.2M
78 Pinnacle Bank Nashville , TN 8.63% $122.63B
79 Bank of Bartlett Bartlett , TN 8.39% $557.5M
80 First Vision Bank of Tennessee Tullahoma , TN 8.11% $423.7M
81 Bank of Dickson Dickson , TN 7.98% $284.7M
82 Community Bank, Lexington, Tennessee Lexington , TN 7.81% $361.4M
83 First Farmers and Commercial Bank Pikeville , TN 7.79% $223.8M
84 Farmers State Bank Mountain City , TN 7.75% $229.9M
85 Tnbank Oak Ridge , TN 7.70% $310.9M
86 F&M Bank Clarksville , TN 7.36% $1.55B
87 Southeast Bank Farragut , TN 7.19% $3.58B
88 Heritage Community Bank Greeneville , TN 7.14% $180.8M
89 Security Bank Newbern , TN 7.10% $233.2M
90 Home Banking Company Selmer , TN 7.04% $129.6M
91 Millennium Bank Ooltewah , TN 6.66% $789.1M
92 Thread Bank Rogersville , TN 6.55% $1.04B
93 Studio Bank Nashville , TN 6.18% $1.36B
94 Greeneville Federal Bank, F.S.B. Greeneville , TN 5.85% $205.6M
95 Mountain Valley Bank Dunlap , TN 5.78% $256.4M
96 Bank of Gleason Gleason , TN 5.77% $134.3M
97 Peoples Bank, the Sardis , TN 5.50% $112.5M
98 Union Bank Jamestown , TN 4.94% $249.3M
99 Bank of Frankewing Frankewing , TN 4.54% $434.0M
100 Citizens Savings Bank and Trust Company Nashville , TN 4.32% $185.6M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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