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Profitability · Illinois

US Banks with Highest Return on Equity (ROE) in Illinois

Ranked among banks headquartered in Illinois. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): FIRST NATIONAL BANK AND TRUST COMPANY — 211.54% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 280 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 First National Bank and Trust Company Clinton , IL 211.54% $383.8M
2 Byron Bank Byron , IL 29.58% $368.0M
3 Du Quoin State Bank Du Quoin , IL 27.88% $143.2M
4 Farmers State Bank of Alto Pass, ILL. Alto Pass , IL 25.17% $356.7M
5 Goodfield State Bank Goodfield , IL 24.75% $284.2M
6 Germantown Trust & Savings Bank Breese , IL 24.06% $519.0M
7 Grundy Bank Morris , IL 23.65% $374.7M
8 State Street Bank and Trust Company Quincy , IL 23.61% $351.9M
9 The Gifford State Bank Gifford , IL 23.02% $189.6M
10 Town and Country Bank Midwest Quincy , IL 22.99% $286.6M
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11 Union National Bank Elgin , IL 22.56% $409.1M
12 Village Bank & Trust, N.A. Arlington Heights , IL 22.44% $3.47B
13 Community First Bank of the Heartland Mount Vernon , IL 21.33% $270.1M
14 First National Bank of Arenzville, the Arenzville , IL 21.30% $157.6M
15 Fcb Banks Collinsville , IL 21.28% $2.61B
16 Peoples Bank & Trust Pana , IL 21.04% $611.5M
17 Frederick Community Bank, the Paxton , IL 20.92% $197.6M
18 Holcomb Bank Rochelle , IL 20.45% $314.1M
19 Municipal Trust and Savings Bank Bourbonnais , IL 20.44% $363.0M
20 Bank of Herrin, the Herrin , IL 20.31% $359.1M
21 Central State Bank Clayton , IL 19.96% $178.1M
22 Bank of Rantoul Rantoul , IL 19.88% $283.6M
23 Shelby County State Bank Shelbyville , IL 19.50% $361.1M
24 Iroquois Farmers State Bank Iroquois , IL 19.40% $167.5M
25 First State Bank and Trust Monticello , IL 19.07% $507.0M
26 Apple River State Bank Apple River , IL 19.04% $630.2M
27 Trustbank Olney , IL 18.91% $636.3M
28 First National Bank of Raymond, the Raymond , IL 18.78% $184.7M
29 Community Bank of Trenton Trenton , IL 18.65% $125.9M
30 Peoples National Bank, N.A. Mount Vernon , IL 18.61% $2.01B
31 Lake Forest Bank & Trust Company, N.A. Lake Forest , IL 18.59% $9.00B
32 Schaumburg Bank & Trust Company, N.A. Schaumburg , IL 18.52% $2.39B
33 Burling Bank Chicago , IL 18.51% $237.8M
34 Farmers State Bank & Trust CO. Mount Sterling , IL 18.46% $131.0M
35 Beverly Bank & Trust Company, N.A. Chicago , IL 18.33% $2.66B
36 Longview Bank Ogden , IL 18.15% $680.4M
37 First American Bank Elk Grove Village , IL 17.91% $8.22B
38 Northern Trust Company, the Chicago , IL 17.76% $173.84B
39 Chester National Bank Chester , IL 17.65% $120.1M
40 Fisher National Bank, the Fisher , IL 17.65% $369.3M
41 Solutions Bank Forreston , IL 17.52% $485.6M
42 Legence Bank Eldorado , IL 17.41% $648.3M
43 First National Bank of Pana Pana , IL 17.36% $405.1M
44 West Central Bank Ashland , IL 17.36% $237.9M
45 Resource Bank, N.A. Dekalb , IL 17.34% $865.3M
46 Wintrust Bank, N.A. Chicago , IL 17.33% $9.28B
47 Morton Community Bank Morton , IL 17.22% $5.28B
48 Petefish, Skiles & Company Virginia , IL 17.19% $502.5M
49 First Community Bank of Moultrie County Sullivan , IL 17.02% $123.7M
50 Wheaton Bank & Trust Company, N.A. Wheaton , IL 16.87% $4.46B
51 Casey State Bank Casey , IL 16.80% $506.4M
52 Rushville State Bank Rushville , IL 16.76% $132.9M
53 Great Rivers Bank Barry , IL 16.74% $196.2M
54 First National Bank of Steeleville Steeleville , IL 16.73% $279.4M
55 Bankchampaign, N.A. Champaign , IL 16.72% $256.6M
56 Bradford National Bank of Greenville, the Greenville , IL 16.67% $740.2M
57 First State Bank of Beecher City Beecher City , IL 16.66% $113.5M
58 Northbrook Bank & Trust Company, N.A. Northbrook , IL 16.31% $6.81B
59 Farmers National Bank of Griggsville Griggsville , IL 16.26% $154.6M
60 First National Bank in Pinckneyville Pinckneyville , IL 16.20% $139.3M
61 First Robinson Savings Bank, N.A. Robinson , IL 16.13% $510.9M
62 Ipava State Bank Lewistown , IL 16.10% $215.1M
63 Clay City Banking CO., the Clay City , IL 16.10% $256.2M
64 Farmers and Merchants National Bank of Nashville, the Nashville , IL 16.00% $280.0M
65 Libertyville Bank & Trust Company, N.A. Libertyville , IL 15.99% $3.15B
66 Lakeside Bank Chicago , IL 15.93% $2.86B
67 Crystal Lake Bank & Trust Company, N.A. Crystal Lake , IL 15.92% $2.15B
68 First State Bank Shannon-polo Shannon , IL 15.88% $192.0M
69 First Federal Savings Bank of Champaign-urbana Champaign , IL 15.56% $202.0M
70 Peoples State Bank of Newton, Illinois, the Newton , IL 15.54% $728.5M
71 Eagle Valley Bank Griggsville , IL 15.22% $229.7M
72 Peoples Bank of Kankakee County Bourbonnais , IL 15.22% $372.2M
73 Better Banks Peoria , IL 15.16% $425.9M
74 First National Bank of Sparta, the Sparta , IL 15.13% $114.2M
75 Citizens State Bank Lena , IL 15.03% $449.2M
76 Exchange State Bank Lanark , IL 14.77% $112.3M
77 International Bank of Chicago Chicago , IL 14.75% $986.6M
78 Old Plank Trail Community Bank, N.A. New Lenox , IL 14.74% $3.32B
79 American Community Bank & Trust Woodstock , IL 14.46% $1.17B
80 Signature Bank Rosemont , IL 14.25% $1.95B
81 State Bank Freeport , IL 14.19% $385.9M
82 Time Bank Park Ridge , IL 14.11% $730.6M
83 State Bank of the Lakes, N.A. Antioch , IL 14.07% $2.69B
84 Bank of Springfield Springfield , IL 13.99% $1.95B
85 Buena Vista National Bank Chester , IL 13.93% $336.5M
86 American Commercial Bank & Trust, N.A. Ottawa , IL 13.90% $2.04B
87 Servbank, N.A. Oswego , IL 13.88% $1.72B
88 Warren-boynton State Bank New Berlin , IL 13.80% $237.6M
89 Home State BANK/N.A. Crystal Lake , IL 13.77% $778.1M
90 State Bank of Toulon Toulon , IL 13.76% $332.9M
91 Bank of O'fallon O'Fallon , IL 13.70% $377.3M
92 Hinsdale Bank & Trust Company, N.A. Hinsdale , IL 13.68% $6.50B
93 Constitution Bank, N.A. Hillsboro , IL 13.65% $678.9M
94 Providence Bank & Trust South Holland , IL 13.65% $1.56B
95 Blackhawk Bank & Trust Milan , IL 13.65% $1.96B
96 Belmont Bank & Trust Company Chicago , IL 13.63% $1.03B
97 Harvard State Bank, the Harvard , IL 13.59% $327.1M
98 ST. Charles Bank & Trust Company, N.A. Saint Charles , IL 13.53% $3.54B
99 First National Bank in Olney Olney , IL 13.46% $475.5M
100 Bank of Gibson City Gibson City , IL 13.45% $146.5M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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