Eagle Valley Bank
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Data as of · sourced from FFIEC call reports. How we update
Eagle Valley Bank is an FDIC-insured commercial bank headquartered in Griggsville, IL, established in 1893 (FDIC certificate 10883), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $229.6M, up 7.6% from Q2 2025, the 180th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.44% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10883
- Headquarters
- Griggsville, IL
- Established
- 1893
- Total assets, Q2 2026
- $229.6M
- Assets vs Q2 2025
- +7.6%
- Tier 1 leverage ratio, Q2 2026
- 10.44%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 081221646
- Holding company
- GRIGGSVILLE BANCSHARES, INC
- Asset rank in state
- 180th of 319 in Illinois
Eagle Valley Bank, based in Griggsville, Illinois, reported $230 million in assets at June 30, 2026, up 7.6% from a year earlier. It grew its loan book 15.6% over the year, about triple the median of 5.5% for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 4.56 cents of net interest income on every dollar of earning assets, higher than about three-quarters of banks its size (median 3.95 cents).
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.60% of loans from 1.10%. Loans are outrunning deposits: over the year loans rose 15.6% and deposits rose 8.1%.
As of June 30, 2026, Eagle Valley Bank reported a return on assets of 1.58%, a nonperforming-loan ratio of 0.60% and a Texas ratio of 4.47%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Eagle Valley Bank is the 180th largest of the 319 banks headquartered in Illinois. Between Q1 2026 and Q2 2026, its total assets were flat, loans rose 6.1% and deposits fell 0.3%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 53.2% of total loans, ahead of 1-4 family residential loans at 15.1%. The FDIC Summary of Deposits lists 5 offices for it, in 5 cities in IL; its Griggsville office books 30% of its branch deposits. On its Q2 2026 call report, Eagle Valley Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 108 W Quincy St, Griggsville, IL 62340
- County
- Pike
- Metro Area
- Jacksonville, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- August 3, 1893
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 41
- Domestic deposits
- $203.0M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- $9K
- Average total assets
- $231.9M
- Average total loans
- $186.2M
- Average interest-bearing deposits
- $167.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10883
- Fed RSSD
- 695947
- SEC CIK
- 916165 → filed by GRIGGSVILLE BANCSHARES, INC
- Website
- www.eaglevalley.bank →
- Parent Holding Company
- GRIGGSVILLE BANCSHARES, INC (RSSD 2156835)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Eagle Valley Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Eagle Valley Bank's total assets ranged from $59.3M (Q2 2024) to $229.7M (Q1 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$229.6M total assets against $213.5M; $206.0M total liabilities against $191.5M.
$189.4M net loans and leases against $163.7M; $203.0M total deposits against $187.7M.
$27.8M securities against $32.8M; $4.5M cash and balances due against $9.9M.
$3.7M total interest income against $868K; $1.2M total interest expense against $299K.
$2.5M net interest income against $569K.
$245K total noninterest income against $67K; $1.7M total noninterest expense against $346K.
$75K provision for credit losses against $29K.
$915K net income against $257K.
1.58% return on assets against 0.48%; 4.56% net interest margin against 1.17%.
10.44% tier 1 leverage ratio against 10.32%.
Inside the full Eagle Valley Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeEagle Valley Bank rankings
Its closest position to the top of a national ranking is 1,143 of 3,611, for ROA; its furthest is 2,803 of 4,196, for total assets.
Banks merged into Eagle Valley Bank
- Farmers National Bank of Griggsville, effective May 17, 2025
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.07% (Q3 2024) to 2.05% (Q3 2025) and its net interest margin ran from 1.17% (Q2 2025) to 5.25% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.44% | 1.58% | 0.60% | 4.47% | 4.56% |
| Q1 2026 | 10.86% | 1.61% | 0.36% | 2.50% | 4.66% |
| Q4 2025 | 10.90% | 1.71% | 1.33% | 8.83% | 5.25% |
| Q3 2025 | 10.65% | 2.05% | 0.49% | 3.37% | 4.67% |
| Q2 2025 | 10.32% | 0.48% | 1.10% | 7.61% | 1.17% |
| Q1 2025 | 12.56% | 0.18% | 0.95% | 4.07% | 2.92% |
| Q4 2024 | 12.84% | 0.45% | 0.93% | 4.01% | 3.25% |
| Q3 2024 | 13.85% | -0.07% | 1.25% | 5.61% | 3.52% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Eagle Valley Bank (main office) | Griggsville , IL | 62340 | $61.8M |
| Pittsfield Facility | Pittsfield , IL | 62363 | $50.0M |
| Bank of Bluffs Branch | Bluffs , IL | 62621 | $45.7M |
| Mt Sterling Facility Branch | Mount Sterling , IL | 62353 | $35.0M |
| Meredosia Branch | Meredosia , IL | 62665 | $10.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 17, 2025 | Structure Change | Acquired Farmers National Bank of Griggsville Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 16, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 205 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $112K approved, $112K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2002 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Eagle Valley Bank
What are Eagle Valley Bank's total assets?
As of the Q2 2026 filing, Eagle Valley Bank reported total assets of $229.6 million in its FFIEC call report.
Where is Eagle Valley Bank headquartered?
It is headquartered in Griggsville, IL, United States.
When was Eagle Valley Bank founded?
It was established in 1893, per the FDIC institution directory.
Is Eagle Valley Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10883). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Eagle Valley Bank?
Eagle Valley Bank's primary federal regulator is the FDIC.
How many branches does Eagle Valley Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Eagle Valley Bank's Texas Ratio?
Its Texas Ratio is 4.47% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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