Eagle Valley Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to average assets fell 0.42 percentage points from Q1 2026 to Q2 2026, ending at 10.18% against 10.60%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.44% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $24.2M |
| Tier 1 capital | $24.2M |
| Total risk-based capital | — |
| Total equity capital | $23.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.28% |
| Tangible equity to tangible assets | 10.28% |
| Equity capital to average assets | 10.18% |
| Internal capital growth rate | -1.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $6.9M |
| Retained earnings | $17.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$601K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.59% | 11.66% | 11.66% |
| Q4 2023 | 13.80% | 12.71% | 12.71% |
| Q1 2024 | 13.85% | 12.91% | 12.91% |
| Q2 2024 | 13.83% | 12.88% | 12.88% |
| Q3 2024 | 13.85% | 13.16% | 13.16% |
| Q4 2024 | 12.84% | 11.58% | 11.58% |
| Q1 2025 | 12.56% | 12.22% | 12.22% |
| Q2 2025 | 10.32% | 10.29% | 10.29% |
| Q3 2025 | 10.65% | 10.67% | 10.67% |
| Q4 2025 | 10.90% | 10.74% | 10.74% |
| Q1 2026 | 10.86% | 10.33% | 10.33% |
| Q2 2026 | 10.44% | 10.28% | 10.28% |
Eagle Valley Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Valley Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10883) · FFIEC NIC profile (RSSD 695947)