Eagle Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Eagle Valley Bank of Griggsville, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.58% | 1.25% | +0.33% | 67th above |
| ROAE | 15.47% | 12.22% | +3.25% | 68th above |
| Net Interest Margin | 4.56% | 3.95% | +0.61% | 81st top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 63.49% | 63.71% | -0.22% | 43rd below |
| PPNR / Avg Assets | 1.72% | — | — | 57th above |
| Yield on Earning Assets | 6.68% | 5.67% | +1.01% | 91st top |
| Cost of Funds | 2.11% | 1.87% | +0.24% | 31st below |
| Net Interest Spread | 3.59% | — | — | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.60% | 0.88% | -0.28% | 41st below |
| NPA / Total Assets | 0.50% | — | — | 39th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.11% | — | — | 39th below |
| ACL / NPLs (Coverage) | 184.87% | — | — | 45th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.47% | 5.96% | -1.49% | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.44% | 11.75% | -1.31% | 40th below |
| Equity / Assets | 10.28% | 10.98% | -0.70% | 48th below |
| TCE / Tangible Assets | 10.28% | — | — | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.38% | 80.44% | +13.94% | 20th bottom |
| Core Deposit Ratio | 91.82% | 86.95% | +4.87% | 66th above |
| Wholesale Funding Ratio | 0.44% | — | — | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.56% | — | — | 72nd above |
| Loan Growth (Y/Y) | 15.59% | — | — | 87th top |
| Deposit Growth (Y/Y) | 8.12% | — | — | 76th top |
See Eagle Valley Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Eagle Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Eagle Valley Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Eagle Valley Bank peer analysis.