Farmers State Bank of Hoffman (Hoffman, IL)
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Data as of · sourced from FFIEC call reports. How we update
Farmers State Bank of Hoffman is an FDIC-insured commercial bank headquartered in Hoffman, IL, established in 1911 (FDIC certificate 9259), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $232.1M, up 7.3% from Q2 2025, the 179th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.95% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 9259
- Headquarters
- Hoffman, IL
- Established
- 1911
- Total assets, Q2 2026
- $232.1M
- Assets vs Q2 2025
- +7.3%
- Tier 1 leverage ratio, Q2 2026
- 11.95%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 081913556
- Latest call report
- Q2 2026, FFIEC 051 · Farmers State Bank of Hoffman call report
- Holding company
- FARMERS STATE BANCORPORATION, INC.
- Asset rank in state
- 179th of 319 in Illinois
Farmers State Bank of Hoffman, based in Hoffman, Illinois, reported $232 million in assets at June 30, 2026, up 7.3% from a year earlier. It holds commercial real estate loans equal to only 41% of its capital, about a third the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it keeps 3.28 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
Earnings fell sharply: quarterly net income of $396,000 was 58% below a year earlier. Delinquency has appeared in its $20 million commercial and industrial book: 6.51% of those loans are past due or on nonaccrual, against almost none a year earlier. Profitability lags: it earns about $0.70 a year on every $100 of assets, about half the median of $1.28 for banks its size.
As of June 30, 2026, Farmers State Bank of Hoffman reported a return on assets of 0.70%, a nonperforming-loan ratio of 0.17% and a Texas ratio of 0.85%. The figures come from its call report filed with the FFIEC.
Farmers State Bank of Hoffman ranks as the 179th largest of the 319 banks based in Illinois, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 5.6% to $232.1M, loans rose 4.2% and deposits rose 2.2%. Farmland and other real estate loans made up 30.4% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 25.3%. Its 3 offices in the FDIC Summary of Deposits are in Hoffman, IL, Centralia, IL and Hoyleton, IL; its Hoffman office books 62% of its branch deposits. Judged on its Q2 2026 call report, Farmers State Bank of Hoffman meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 100 E 4th St, Hoffman, IL 62250
- County
- Clinton
- Metro Area
- St. Louis, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1911
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $168.2M
- Allowance for credit losses
- $1.3M
- Net charge-offs (YTD)
- $5K
- Average total assets
- $227.4M
- Average total loans
- $112.6M
- Average interest-bearing deposits
- $122.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9259
- Fed RSSD
- 837541
- Website
- www.fsbhoffman.com →
- Parent Holding Company
- FARMERS STATE BANCORPORATION, INC. (RSSD 1491520)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Farmers State Bank of Hoffman reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Farmers State Bank of Hoffman's total assets ranged from $197.7M (Q3 2024) to $232.1M (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$232.1M total assets against $216.4M; $210.5M total liabilities against $196.7M.
$113.2M net loans and leases against $101.6M; $168.2M total deposits against $166.1M.
$102.7M securities against $97.4M; $3.2M cash and balances due against $4.6M.
$2.6M total interest income against $2.2M; $781K total interest expense against $735K.
$1.8M net interest income against $1.4M.
$78K total noninterest income against $741K; $1.3M total noninterest expense against $983K.
$62K provision for credit losses against $70K.
$396K net income against $933K.
0.70% return on assets against 1.75%; 3.28% net interest margin against 2.79%.
11.95% tier 1 leverage ratio against 12.33%.
Inside the full Farmers State Bank of Hoffman terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFarmers State Bank of Hoffman rankings
Its closest position to the top of a national ranking is 2,791 of 4,196, for total assets; its furthest is 3,023 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.02% (Q4 2024) to 1.75% (Q2 2025) and its net interest margin ran from 2.19% (Q3 2024) to 3.28% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.95% | 0.70% | 0.17% | 0.85% | 3.28% |
| Q1 2026 | 12.20% | 0.64% | 0.15% | 0.74% | 3.21% |
| Q4 2025 | 12.23% | 0.62% | 0.14% | 0.65% | 3.21% |
| Q3 2025 | 12.10% | 0.03% | 0.17% | 0.83% | 2.85% |
| Q2 2025 | 12.33% | 1.75% | 0.18% | 0.87% | 2.79% |
| Q1 2025 | 12.26% | 0.44% | 0.18% | 0.94% | 2.64% |
| Q4 2024 | 12.69% | -0.02% | 0.19% | 1.01% | 2.40% |
| Q3 2024 | 12.01% | 0.10% | 0.23% | 1.08% | 2.19% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers State Bank of Hoffman (main office) | Hoffman , IL | 62250 | $104.6M |
| Centralia Branch | Centralia , IL | 62801 | $54.7M |
| Hoyleton Banking Center Facility | Hoyleton , IL | 62803 | $8.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 236 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 25 applications, 20 loans originated, $3.1M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $35K approved, $35K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Farmers State Bank of Hoffman
What are Farmers State Bank of Hoffman's total assets?
As of the Q2 2026 filing, Farmers State Bank of Hoffman reported total assets of $232.1 million in its FFIEC call report.
Where is Farmers State Bank of Hoffman headquartered?
It is headquartered in Hoffman, IL, United States.
When was Farmers State Bank of Hoffman founded?
It was established in 1911, per the FDIC institution directory.
Is Farmers State Bank of Hoffman FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers State Bank of Hoffman?
Farmers State Bank of Hoffman's primary federal regulator is the FDIC.
How many branches does Farmers State Bank of Hoffman operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Farmers State Bank of Hoffman's Texas Ratio?
Its Texas Ratio is 0.85% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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