Farmers State Bank of Hoffman: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 52.0% in Q2 2026, from $4.3M to $6.6M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Farmers State Bank of Hoffman is 216th of 323 on loan-to-deposit ratio, 68.08% as of Q2 2026, below the middle of the field. Farmers State Bank of Hoffman reported 68.08% on loan-to-deposit ratio for Q2 2026, 12.87 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $105.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $6.6M |
| Other borrowed money | $34.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.70% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.08% |
| Net loans and leases to deposits | 67.28% |
| Loans and leases to core deposits | 71.72% |
| Core deposits to total deposits | 89.58% |
| Brokered deposits to total deposits | 5.35% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 53.03% | 96.00% | $0 | $54.0M |
| Q4 2023 | 56.32% | 95.77% | $0 | $54.5M |
| Q1 2024 | 54.54% | 95.61% | $0 | $49.3M |
| Q2 2024 | 56.22% | 96.12% | $0 | $48.1M |
| Q3 2024 | 64.10% | 96.33% | $0 | $31.1M |
| Q4 2024 | 65.97% | 96.08% | $596K | $39.0M |
| Q1 2025 | 59.83% | 96.62% | $0 | $24.5M |
| Q2 2025 | 61.93% | 96.60% | $0 | $29.0M |
| Q3 2025 | 65.92% | 96.36% | $2.4M | $30.5M |
| Q4 2025 | 63.47% | 94.35% | $0 | $26.1M |
| Q1 2026 | 66.75% | 89.52% | $4.3M | $28.0M |
| Q2 2026 | 68.08% | 89.58% | $6.6M | $34.1M |
Farmers State Bank of Hoffman liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank of Hoffman, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank of Hoffman profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9259) · FFIEC NIC profile (RSSD 837541)