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BanksAnna-jonesboro National Bank

Anna-jonesboro National Bank

ANNA, ILSmallFDIC #3759RSSD #855844OCC
Latest ·

Capital moved notably last quarter — CET1 ratio of 33.13% was up 122bps from the prior quarter. Anna-Jonesboro National Bank is a locally rooted FDIC-insured community bank based in Anna, IL. On its most recent Q1 2026 call report, Anna-Jonesboro National reported $237M in total assets against $207M in deposits. Profitability tracks the broader industry — ROA 1.04%, ROE 8.72%, NIM 3.28%. Capital cushions are healthy: 33.13% CET1, 14.46% Tier 1 leverage. Asset quality is impaired, with nonperforming loans at 5.69%. 3 branches make up the footprint.

Headquarters Profile

Address
201 S Main St, ANNA, IL 62906
County
Union
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
9
Branches
3 domestic
Employees (FTE)
38
FDIC Cert
3759
Fed RSSD
855844
Assets
$237M
Deposits
$207M
Loans
$101M
Equity
$29M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

NPL ratio at 5.69% — elevated credit deteriorationWhat does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3133.13%1.04%5.69%18.50%3.28%
2025-12-3131.92%1.11%5.51%18.28%3.36%
2025-09-3032.70%1.05%6.00%19.59%3.23%
2025-06-3032.51%1.04%6.21%20.83%3.19%
2025-03-3132.38%0.92%6.64%22.86%2.97%
2024-12-3131.39%0.80%6.89%25.09%2.94%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Anna-jonesboro National Bank

What are Anna-jonesboro National Bank's total assets?

As of the Q1 2026 filing, Anna-jonesboro National Bank reported total assets of $237.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Anna-jonesboro National Bank headquartered?

Anna-jonesboro National Bank is headquartered in ANNA, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

Is Anna-jonesboro National Bank FDIC-insured?

Yes. Anna-jonesboro National Bank is an FDIC-insured commercial bank (FDIC Certificate #3759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Anna-jonesboro National Bank?

Anna-jonesboro National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Anna-jonesboro National Bank's CET1 capital ratio?

Anna-jonesboro National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 33.13% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Anna-jonesboro National Bank operate?

Anna-jonesboro National Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Anna-jonesboro National Bank's Texas Ratio?

Anna-jonesboro National Bank's Texas Ratio is 18.50% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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