Skip to main content

Anna-Jonesboro National Bank: Peer Group Comparison

Peer strength score 61/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 11 top · 3 above · 4 below · 7 bottom
Cost of Funds · 95thCET1 Ratio · 94thTier 1 Ratio · 94th Yield on Earning Assets · 6thNPL / Total Loans · 6thNPA / Total Assets · 14th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Anna-Jonesboro National Bank of Anna, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA Behind the peer average, ahead of the median peer. 1.27% 1.34% -0.07% 51st above
ROAE 10.59% 13.31% -2.72% 40th below
Net Interest Margin 3.61% 3.93% -0.32% 32nd below
Efficiency Ratio 58.50% 61.14% -2.64% 58th above
PPNR / Avg Assets 1.57% 1.68% -0.11% 49th below
Yield on Earning Assets 4.32% 5.67% -1.35% 6th bottom
Cost of Funds 0.82% 1.88% -1.06% 95th top
Net Interest Spread 3.09% 3.32% -0.23% 38th below

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 3.00% 0.94% +2.06% 6th bottom
NPA / Total Assets 1.35% 0.70% +0.65% 14th bottom
NCO / Avg Loans 0.00% 0.16% -0.16% 62nd above
ACL / Total Loans 1.86% 1.28% +0.58% 91st top
ACL / NPLs (Coverage) 61.87% 1539.04% -1477.17% 15th bottom
Texas Ratio 10.07% 7.33% +2.74% 22nd bottom

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio 31.95% 19.50% +12.45% 94th top
Tier 1 Ratio 31.95% 19.53% +12.42% 94th top
Total Capital Ratio 33.21% 20.62% +12.59% 94th top
Leverage Ratio 14.57% 12.14% +2.43% 84th top
Equity / Assets 12.59% 11.37% +1.22% 75th top
TCE / Tangible Assets 12.59% 11.09% +1.50% 77th top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 51.72% 80.64% -28.92% 91st top
Core Deposit Ratio 95.79% 86.86% +8.93% 88th top

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 0.18% 6.85% -6.67% 20th bottom
Loan Growth (Y/Y) 11.41% 7.90% +3.51% 78th top
Deposit Growth (Y/Y) -1.17% 6.29% -7.46% 17th bottom

See Anna-Jonesboro National Bank's peers by name

The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export

Unlock Anna-Jonesboro National Bank, free

Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Anna-Jonesboro National Bank profile, how to read a UBPR, or how this data updates.