Anna-Jonesboro National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 27.73 percentage points higher than in Q1 2026, at 61.87%. Within Illinois, Anna-Jonesboro National Bank is 142nd of 323 on return on assets, 1.27% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; Anna-Jonesboro National Bank reported 1.27% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 31.95% |
| Tier 1 risk-based capital ratio | 31.95% |
| Total risk-based capital ratio | 33.21% |
| Tier 1 leverage ratio | 14.57% |
| Equity capital to assets | 12.59% |
| Tangible equity to tangible assets | 12.59% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.00% |
| Non-performing assets ratio | 1.35% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.07% |
| Allowance for credit losses to loans | 1.86% |
| Reserve coverage of non-performing loans | 61.87% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 10.59% |
| Net interest margin | 3.61% |
| Efficiency ratio | 58.50% |
| Yield on earning assets | 4.32% |
| Cost of funds | 0.82% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.72% |
| Core deposits to total deposits | 95.79% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.05% |
| Securities to assets | 47.91% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 29.52% | 29.52% | 30.78% | 12.49% | 0.77% |
| Q4 2023 | 29.53% | 29.53% | 30.78% | 12.66% | 0.85% |
| Q1 2024 | 30.48% | 30.48% | 31.74% | 13.01% | 0.60% |
| Q2 2024 | 30.39% | 30.39% | 31.64% | 13.39% | 1.28% |
| Q3 2024 | 31.88% | 31.88% | 33.14% | 13.42% | 0.80% |
| Q4 2024 | 31.39% | 31.39% | 32.64% | 13.57% | 0.80% |
| Q1 2025 | 32.38% | 32.38% | 33.64% | 13.96% | 0.92% |
| Q2 2025 | 32.51% | 32.51% | 33.77% | 14.12% | 1.04% |
| Q3 2025 | 32.70% | 32.70% | 33.96% | 14.13% | 1.05% |
| Q4 2025 | 31.92% | 31.92% | 33.17% | 14.16% | 1.11% |
| Q1 2026 | 33.13% | 33.13% | 34.39% | 14.46% | 1.04% |
| Q2 2026 | 31.95% | 31.95% | 33.21% | 14.57% | 1.27% |
Anna-Jonesboro National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna-Jonesboro National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna-Jonesboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3759) · FFIEC NIC profile (RSSD 855844)