Anna-Jonesboro National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total risk-based capital ratio fell 1.18 percentage points from Q1 2026 to Q2 2026, ending at 33.21% against 34.39%. It was the largest change among the key lines on this page. On CET1 ratio, Anna-Jonesboro National Bank ranks 11th highest among the 198 banks headquartered in Illinois, at 31.95% (Q2 2026). Anna-Jonesboro National Bank's CET1 ratio of 31.95% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 16.88 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 31.95% |
| Tier 1 risk-based capital ratio | 31.95% |
| Total risk-based capital ratio | 33.21% |
| Tier 1 leverage ratio | 14.57% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.5M |
| Tier 1 capital | $35.5M |
| Total risk-based capital | $36.9M |
| Total equity capital | $29.5M |
| Risk-weighted assets | $111.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.59% |
| Tangible equity to tangible assets | 12.59% |
| Equity capital to average assets | 12.09% |
| Internal capital growth rate | 6.53% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $450K |
| Common stock surplus | $6.5M |
| Retained earnings | $28.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 29.52% | 29.52% | 30.78% | 12.49% | $113.0M |
| Q4 2023 | 29.53% | 29.53% | 30.78% | 12.66% | $112.7M |
| Q1 2024 | 30.48% | 30.48% | 31.74% | 13.01% | $108.7M |
| Q2 2024 | 30.39% | 30.39% | 31.64% | 13.39% | $109.8M |
| Q3 2024 | 31.88% | 31.88% | 33.14% | 13.42% | $105.3M |
| Q4 2024 | 31.39% | 31.39% | 32.64% | 13.57% | $107.0M |
| Q1 2025 | 32.38% | 32.38% | 33.64% | 13.96% | $104.6M |
| Q2 2025 | 32.51% | 32.51% | 33.77% | 14.12% | $105.2M |
| Q3 2025 | 32.70% | 32.70% | 33.96% | 14.13% | $105.7M |
| Q4 2025 | 31.92% | 31.92% | 33.17% | 14.16% | $108.8M |
| Q1 2026 | 33.13% | 33.13% | 34.39% | 14.46% | $105.8M |
| Q2 2026 | 31.95% | 31.95% | 33.21% | 14.57% | $111.2M |
Anna-Jonesboro National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna-Jonesboro National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna-Jonesboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3759) · FFIEC NIC profile (RSSD 855844)