Anna-Jonesboro National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 41.4% lower than in Q1 2026, at $10.9M. Within Illinois, Anna-Jonesboro National Bank is 276th of 323 on loan-to-deposit ratio, 51.72% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Anna-Jonesboro National Bank sits 29.12 points lower, at 51.72% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $123.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.72% |
| Net loans and leases to deposits | 50.76% |
| Loans and leases to core deposits | 53.99% |
| Core deposits to total deposits | 95.79% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 43.76% | 95.89% | $0 | $14.5M |
| Q4 2023 | 46.64% | 94.96% | $0 | $14.5M |
| Q1 2024 | 46.52% | 94.71% | $0 | $13.0M |
| Q2 2024 | 46.79% | 94.66% | $0 | $11.8M |
| Q3 2024 | 44.85% | 95.23% | $0 | $9.6M |
| Q4 2024 | 46.00% | 95.25% | $0 | $3.8M |
| Q1 2025 | 44.87% | 95.04% | $0 | $0 |
| Q2 2025 | 45.88% | 95.32% | $0 | $0 |
| Q3 2025 | 47.07% | 95.01% | $0 | $0 |
| Q4 2025 | 49.92% | 94.56% | $0 | $0 |
| Q1 2026 | 48.74% | 95.59% | $20K | $0 |
| Q2 2026 | 51.72% | 95.79% | $0 | $0 |
Anna-Jonesboro National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna-Jonesboro National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna-Jonesboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3759) · FFIEC NIC profile (RSSD 855844)