Anna-Jonesboro National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.33 percentage points in Q2 2026 to 3.61%, the biggest move on this page. Anna-Jonesboro National Bank ranks 180th of 323 Illinois banks on net interest margin, in the lower half at 3.61% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Anna-Jonesboro National Bank sits 0.34 points lower, at 3.61% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.32% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.82% |
| Cost of interest-bearing deposits | 1.23% |
| Cost of interest-bearing liabilities | 1.23% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.61% |
| Yield to cost spread | 3.09% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $423K |
| Interest expense on deposits | $423K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.46% | 0.85% | 2.70% |
| Q4 2023 | 3.56% | 0.92% | 2.74% |
| Q1 2024 | 3.53% | 1.03% | 2.60% |
| Q2 2024 | 3.61% | 1.04% | 2.69% |
| Q3 2024 | 3.66% | 1.06% | 2.73% |
| Q4 2024 | 3.79% | 0.96% | 2.94% |
| Q1 2025 | 3.76% | 0.89% | 2.97% |
| Q2 2025 | 3.92% | 0.83% | 3.19% |
| Q3 2025 | 3.97% | 0.84% | 3.23% |
| Q4 2025 | 4.15% | 0.90% | 3.36% |
| Q1 2026 | 4.01% | 0.84% | 3.28% |
| Q2 2026 | 4.32% | 0.82% | 3.61% |
Anna-Jonesboro National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna-Jonesboro National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna-Jonesboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3759) · FFIEC NIC profile (RSSD 855844)