Skip to main content

Profitability · Virginia

US Banks with Highest Return on Equity (ROE) in Virginia

Ranked among banks headquartered in Virginia. Re-ranked 1-53 within the state from the same national ranking population.

#1 Return on Equity (ROE): CARTER BANK & TRUST — 77.85% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 53 banks with reported data Showing: Top 53 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Carter Bank & Trust Martinsville , VA 77.85% $4.78B
2 Chain Bridge Bank, N.A. Mc Lean , VA 20.06% $1.92B
3 First Bank and Trust Company, the Lebanon , VA 17.36% $4.15B
4 Skyline National Bank Independence , VA 17.36% $1.31B
5 Benchmark Community Bank Kenbridge , VA 16.48% $1.40B
6 Select Bank Forest , VA 14.79% $500.4M
7 Bank of Marion, the Marion , VA 14.73% $614.1M
8 Pioneer Bank Stanley , VA 14.68% $362.8M
9 Chesapeake Bank Kilmarnock , VA 14.48% $1.72B
10 First National Bank Altavista , VA 14.36% $1.09B
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 New Peoples Bank, INC. Honaker , VA 13.76% $940.0M
12 Citizens Bank and Trust Company Blackstone , VA 13.69% $583.3M
13 Burke and Herbert Bank and Trust Company Alexandria , VA 13.65% $7.91B
14 Bank of Charlotte County, the Phenix , VA 13.55% $224.2M
15 Bank of Botetourt Buchanan , VA 13.02% $938.0M
16 National Bank of Blacksburg, the Blacksburg , VA 12.51% $1.83B
17 Virginia National Bank Charlottesville , VA 12.45% $1.65B
18 Farmers & Merchants Bank Timberville , VA 12.04% $1.41B
19 Bank of the James Lynchburg , VA 12.04% $1.05B
20 First Bank Strasburg , VA 11.70% $2.08B
21 Cornerstone Bank Lexington , VA 11.61% $227.7M
22 Oak View National Bank Warrenton , VA 11.51% $924.5M
23 Farmers and Miners Bank Pennington Gap , VA 11.17% $190.7M
24 Trupoint Bank Grundy , VA 11.01% $703.5M
25 First Community Bank Bluefield , VA 10.54% $3.64B
26 Fvcbank Fairfax , VA 10.46% $2.33B
27 Citizens and Farmers Bank West Point , VA 10.01% $2.79B
28 Capital One, N.A. Mc Lean , VA 9.51% $672.01B
29 Atlantic Union Bank Richmond , VA 9.35% $37.23B
30 John Marshall Bank Reston , VA 9.22% $2.35B
31 Old Dominion National Bank North Garden , VA 9.20% $1.62B
32 HSBC Bank USA, N.A. Tysons , VA 9.06% $167.71B
33 United Bank Fairfax , VA 9.02% $33.61B
34 Lee Bank & Trust Company Pennington Gap , VA 8.75% $259.9M
35 Bank of Southside Virginia, the Carson , VA 8.66% $631.7M
36 First Sentinel Bank Richlands , VA 8.40% $412.7M
37 Primis Bank Tappahannock , VA 8.33% $4.24B
38 Powell Valley National Bank Jonesville , VA 8.14% $518.0M
39 Bank of Clarke Berryville , VA 7.51% $1.84B
40 The Old Point National Bank of Phoebus Hampton , VA 7.11% $1.40B
41 Trustar Bank Great Falls , VA 6.78% $1.17B
42 Farmers Bank of Appomattox, the Appomattox , VA 6.72% $369.0M
43 Mainstreet Bank Fairfax , VA 6.71% $2.22B
44 Townebank Portsmouth , VA 6.17% $22.36B
45 Freedom Bank of Virginia, the Fairfax , VA 6.16% $1.05B
46 Locus Bank, INC. Richmond , VA 5.90% $345.2M
47 Movement Bank Danville , VA 5.54% $163.8M
48 Legacy Bank Grundy , VA 5.15% $357.8M
49 Highlands Community Bank Covington , VA 4.18% $189.7M
50 Blue Ridge Bank, N.A. Martinsville , VA 1.69% $2.40B
51 Community Bankers' Bank Midlothian , VA 0.84% $153.7M
52 Village Bank Midlothian , VA -0.15% $738.6M
53 New Horizon Bank, N.A. Powhatan , VA -3.77% $278.6M

More Profitability rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks