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Profitability · Minnesota

US Banks with Highest Return on Equity (ROE) in Minnesota

Ranked among banks headquartered in Minnesota. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): AMERIPRISE BANK, FSB — 50.40% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 175 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Ameriprise Bank, FSB Minneapolis , MN 50.40% $25.51B
2 Luminate Bank Minneapolis , MN 31.84% $517.3M
3 North American Banking Company Roseville , MN 28.77% $1.45B
4 Midwest Bank Detroit Lakes , MN 24.64% $915.5M
5 Peoples State Bank of Plainview Plainview , MN 24.46% $406.5M
6 Visionbank Saint Louis Park , MN 24.22% $252.5M
7 Keen Bank, N.A. Waseca , MN 23.81% $198.5M
8 United Farmers State Bank Adams , MN 23.72% $233.6M
9 Sherburne State Bank Becker , MN 23.28% $343.4M
10 Grand Marais State Bank Grand Marais , MN 23.10% $201.5M
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11 State Bank of New Richland New Richland , MN 23.02% $125.5M
12 Lake Central Bank Annandale , MN 22.80% $282.5M
13 Citizens Bank & Trust CO., Hutchinson, MINN. Hutchinson , MN 22.79% $310.0M
14 Security State Bank of Marine Marine On Saint Croix , MN 21.74% $235.4M
15 Hometown Community Bank Cyrus , MN 21.63% $103.1M
16 Security State Bank of Wanamingo, Incorporated Wanamingo , MN 21.63% $113.1M
17 Farmers State Bank of Underwood Underwood , MN 21.58% $112.0M
18 First National Bank North Walker , MN 21.43% $840.1M
19 Grand Rapids State Bank Grand Rapids , MN 20.43% $257.1M
20 Deerwood Bank Waite Park , MN 20.29% $1.56B
21 Security Bank USA Bemidji , MN 20.22% $275.6M
22 Premier Bank Maplewood , MN 20.18% $1.18B
23 First Southeast Bank Harmony , MN 19.90% $153.7M
24 Security Bank & Trust Company Glencoe , MN 19.86% $1.29B
25 Saint Clair State Bank (incorporated) Saint Clair , MN 19.84% $133.1M
26 Premier Bank Minnesota Hastings , MN 19.80% $699.2M
27 Lake Region Bank New London , MN 19.71% $151.3M
28 First National Bank of Le Center, the Lonsdale , MN 19.69% $175.3M
29 First State Bank and Trust Bayport , MN 19.65% $471.0M
30 Vermillion State Bank Vermillion , MN 19.63% $936.6M
31 Entrebank Bloomington , MN 19.21% $502.3M
32 Farmers and Merchants State Bank of Pierz Pierz , MN 19.17% $331.0M
33 State Bank of Fairmont Fairmont , MN 19.11% $155.7M
34 Citizens State Bank Norwood Young America Norwood Young America , MN 18.96% $141.5M
35 First National Bank of Cokato, the Cokato , MN 18.62% $128.0M
36 First National Bank of Milaca, the Milaca , MN 18.46% $285.8M
37 Wadena State Bank Wadena , MN 18.37% $204.5M
38 Fm Bank Waseca , MN 18.21% $702.6M
39 Northeast Bank Minneapolis , MN 18.07% $838.4M
40 My Kind of Bank, N.A. Ottertail , MN 17.44% $420.5M
41 Citizens National Bank of Park Rapids, the Park Rapids , MN 17.38% $380.1M
42 North Star Bank Roseville , MN 17.33% $393.7M
43 First State Bank of Le Center Le Center , MN 17.29% $110.9M
44 Valley Premier Bank Hawley , MN 17.11% $146.1M
45 First National Bank Bagley , MN 17.04% $125.6M
46 Cornerstone State Bank Montgomery , MN 17.00% $243.1M
47 First State Bank Minnesota Le Roy , MN 16.84% $105.2M
48 Prime Security Bank Karlstad , MN 16.69% $148.6M
49 Glenwood State Bank (incorporated) Glenwood , MN 16.65% $549.3M
50 State Bank of Faribault, the Faribault , MN 16.56% $323.2M
51 Pioneer Bank Mapleton , MN 16.55% $885.0M
52 Prinsbank Prinsburg , MN 16.39% $296.2M
53 Arcadian Bank Hartland , MN 16.36% $241.4M
54 Community First Bank Menahga , MN 16.26% $126.4M
55 Esb Bank Caledonia , MN 16.21% $198.1M
56 First Independent Bank Russell , MN 16.07% $634.1M
57 Eagle Bank Glenwood , MN 16.06% $223.1M
58 Platinum Bank Oakdale , MN 15.90% $708.0M
59 Farmers State Bank of Hamel Hamel , MN 15.74% $188.8M
60 Lake Elmo Bank Lake Elmo , MN 15.69% $530.9M
61 First National Bank of Moose Lake, the Moose Lake , MN 15.60% $135.5M
62 North Shore Bank of Commerce Duluth , MN 15.58% $580.8M
63 Home State Bank Litchfield , MN 15.49% $223.7M
64 Red River State Bank Halstad , MN 15.04% $120.2M
65 Minnesota National Bank Sauk Centre , MN 15.04% $285.9M
66 Bankwest Rockford , MN 14.85% $238.4M
67 Ultima Bank Minnesota Winger , MN 14.84% $319.1M
68 Security State Bank of Aitkin Aitkin , MN 14.82% $109.8M
69 First National Bank of Bemidji, the Bemidji , MN 14.78% $1.03B
70 Kensington Bank Kensington , MN 14.73% $450.8M
71 Park State Bank Duluth , MN 14.70% $1.47B
72 Rushford State Bank (incorporated) Rushford , MN 14.60% $114.6M
73 Community Resource Bank Northfield , MN 14.54% $575.6M
74 First National Bank Minnesota Saint Peter , MN 14.28% $434.0M
75 Frandsen Bank & Trust Lonsdale , MN 14.24% $3.69B
76 Neighborhood National Bank Mora , MN 14.10% $311.1M
77 Northern State Bank of Virginia Virginia , MN 14.06% $101.9M
78 Prairie Sun Bank Milan , MN 13.95% $105.7M
79 United Prairie Bank Mountain Lake , MN 13.94% $974.6M
80 First State Bank Southwest Pipestone , MN 13.80% $395.4M
81 Viking Bank, N.A. Alexandria , MN 13.79% $312.9M
82 Sterling State Bank Austin , MN 13.77% $462.3M
83 Northview Bank Sandstone , MN 13.73% $477.8M
84 Granite Bank Cold Spring , MN 13.60% $346.9M
85 First Farmers & Merchants Bank Cannon Falls , MN 13.57% $473.5M
86 Farmers & Merchants State Bank of Springfield Springfield , MN 13.54% $141.4M
87 Harvest Bank Kimball , MN 13.18% $356.2M
88 American National Bank of Minnesota Baxter , MN 13.18% $469.6M
89 Center National Bank Litchfield , MN 12.99% $232.6M
90 Stearns Bank N.A. Saint Cloud , MN 12.81% $3.30B
91 Bankvista Sartell , MN 12.81% $646.7M
92 Sentry Bank Saint Joseph , MN 12.69% $378.6M
93 Bridgewater Bank Saint Louis Park , MN 12.68% $5.32B
94 Perennial Bank Darwin , MN 12.55% $155.9M
95 Heritage Bank Minnesota West Concord , MN 12.44% $123.3M
96 Citizens State Bank of Roseau Roseau , MN 12.42% $286.0M
97 New Market Bank Elko New Market , MN 12.40% $193.7M
98 Lakeview Bank Lakeville , MN 12.22% $208.6M
99 Produce State Bank Hollandale , MN 12.19% $110.6M
100 Community Bank Owatonna Owatonna , MN 12.14% $100.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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