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Liquidity & Balance Sheet · Minnesota

US Banks with Highest Share of Uninsured Deposits in Minnesota

Ranked among banks headquartered in Minnesota. Re-ranked 1-17 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: NORTH AMERICAN BANKING COMPANY — 81.68% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 17 banks with reported data Showing: Top 17 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 North American Banking Company Roseville , MN 81.68% $1.45B
2 Citizens Alliance Bank Clara City , MN 49.51% $1.45B
3 Premier Bank Maplewood , MN 49.23% $1.18B
4 Deerwood Bank Waite Park , MN 45.18% $1.56B
5 Tradition Capital Bank Wayzata , MN 43.69% $2.68B
6 Security Bank & Trust Company Glencoe , MN 38.95% $1.29B
7 Bremer Bank, National Association Saint Paul , MN 38.27% $16.41B
8 United Bankers' Bank Richfield , MN 36.81% $1.04B
9 Frandsen Bank & Trust Lonsdale , MN 31.28% $3.69B
10 Merchants Bank, N.A. Winona , MN 27.15% $2.93B
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11 Bridgewater Bank Saint Louis Park , MN 26.62% $5.32B
12 Park State Bank Duluth , MN 26.53% $1.47B
13 Midcountry Bank Bloomington , MN 25.08% $1.04B
14 Minnwest Bank Redwood Falls , MN 24.86% $2.97B
15 Stearns Bank N.A. Saint Cloud , MN 17.76% $3.30B
16 Think Mutual Bank Rochester , MN 5.68% $2.27B
17 Ameriprise Bank, FSB Minneapolis , MN 1.54% $25.51B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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