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Liquidity & Balance Sheet · Iowa

US Banks with Highest Share of Uninsured Deposits in Iowa

Ranked among banks headquartered in Iowa. Re-ranked 1-28 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: BANKERS TRUST COMPANY — 55.89% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 28 banks with reported data Showing: Top 28 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Bankers Trust Company Des Moines , IA 55.89% $7.47B
2 West Bank West Des Moines , IA 49.08% $4.01B
3 Principal Bank Des Moines , IA 45.49% $9.60B
4 Farmers State Bank Waterloo , IA 45.38% $1.58B
5 First Citizens Bank Mason City , IA 43.77% $1.82B
6 Fidelity Bank & Trust Dubuque , IA 40.33% $2.58B
7 The Security National Bank of Sioux City, Iowa Sioux City , IA 39.27% $1.74B
8 Quad City Bank and Trust Company Bettendorf , IA 38.27% $3.09B
9 Peoples Bank Rock Valley , IA 37.88% $1.22B
10 MidWestOne Bank Iowa City , IA 37.65% $6.25B
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11 American State Bank Sioux Center , IA 37.37% $1.46B
12 Bank Iowa West Des Moines , IA 37.05% $2.35B
13 Availa Bank Carroll , IA 35.72% $1.74B
14 First National Bank Ames, Iowa Ames , IA 35.61% $1.09B
15 Pilot Grove Savings Bank Pilot Grove , IA 33.17% $1.18B
16 Cedar Rapids Bank and Trust Company Cedar Rapids , IA 32.83% $2.87B
17 Cbi Bank & Trust Muscatine , IA 30.37% $1.66B
18 Northwest Bank Spencer , IA 28.16% $2.97B
19 Hills Bank and Trust Company Hills , IA 25.94% $4.67B
20 Central Bank Storm Lake , IA 25.77% $2.25B
21 Lincoln Savings Bank Reinbeck , IA 24.13% $1.78B
22 Community State Bank Ankeny , IA 23.73% $1.74B
23 Iowa State Bank Hull , IA 23.49% $1.23B
24 United Bank of Iowa Ida Grove , IA 18.38% $2.53B
25 Farmers State Bank Marion , IA 15.34% $1.13B
26 Two Rivers Bank & Trust Burlington , IA 13.69% $1.20B
27 Bank Midwest Spirit Lake , IA 8.13% $1.32B
28 Luana Savings Bank Luana , IA 7.55% $2.20B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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