Cbi Bank & Trust
Headquartered in Muscatine, Cbi Bank & Trust serves the Iowa market as a community-focused commercial bank. Cbi Bank & Trust's Q1 2026 balance sheet shows $1.7B in assets funded primarily by $1.4B in customer deposits. Profitability tracks the broader industry — ROA 0.98%, ROE 8.02%, NIM 4.08%. Regulatory capital is solid — 13.08% CET1 and 14.23% total risk-based capital ratio. Asset quality is solid — 1.15% nonperforming loans and a 8.48% Texas Ratio. Its footprint covers 24 branches concentrated in Iowa.
Headquarters Profile
- Address
- 301 Iowa Ave, MUSCATINE, IA 52761
- County
- Muscatine
- Metro Area
- MUSCATINE, IA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 11
- Established
- June 13, 1933
- Branches
- 24 domestic
- Employees (FTE)
- 271
- FDIC Cert
- 1552
- Fed RSSD
- 830542
- Website
- www.cbibt.bank →
- Parent Holding Company
- CENTRAL BANCSHARES, INC. (RSSD 1203899)
Capital & Liquidity
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Cbi Bank & Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 10 events.
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Frequently asked about Cbi Bank & Trust
What are Cbi Bank & Trust's total assets?
As of the Q1 2026 filing, Cbi Bank & Trust reported total assets of $1.66 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Cbi Bank & Trust headquartered?
Cbi Bank & Trust is headquartered in MUSCATINE, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Cbi Bank & Trust founded?
Cbi Bank & Trust was established in 1933, per the FDIC institution directory.
Is Cbi Bank & Trust FDIC-insured?
Yes. Cbi Bank & Trust is an FDIC-insured commercial bank (FDIC Certificate #1552). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Cbi Bank & Trust?
Cbi Bank & Trust's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Cbi Bank & Trust's CET1 capital ratio?
Cbi Bank & Trust reported a Common Equity Tier 1 (CET1) capital ratio of 13.08% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Cbi Bank & Trust operate?
Cbi Bank & Trust operates 24 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Cbi Bank & Trust's Texas Ratio?
Cbi Bank & Trust's Texas Ratio is 8.48% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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