Bank Comparison
The Security National Bank of Sioux City, Iowa vs Cbi Bank & Trust
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 8
winning metrics across 21 comparable rows
Capital adequacy
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| CET1 Ratio | — | 13.08% |
| Tier 1 Capital Ratio | — | 13.08% |
| Total Capital Ratio | — | 14.23% |
| Tier 1 Leverage Ratio | 12.77% | 10.25% |
| Equity / Assets | 11.67% | 12.04% |
Profitability
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| Return on Assets (ROA) | 1.80% | 0.98% |
| Return on Equity (ROE) | 14.96% | 8.02% |
| Net Interest Margin (NIM) | 3.39% | 4.08% |
| Yield on Earning Assets | 4.90% | 5.34% |
| Cost of Funds | 1.61% | 1.32% |
Asset quality
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| Texas Ratio | 4.92% | 8.48% |
| Non-Performing Loan Ratio | 0.89% | 1.15% |
| Non-Performing Asset Ratio | 0.61% | 0.75% |
| Net Charge-Off Ratio | 0.00% | 0.04% |
| ACL / Loans | 1.47% | 1.28% |
Balance sheet
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| Total Assets | $1,736M | $1,657M |
| Total Deposits | $1,382M | $1,412M |
| Total Loans | $1,191M | $1,076M |
| Total Equity | $202,586K | $199,648K |
| Net Income (quarter) | $7,528K | $4,001K |
Liquidity & funding
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| Loan-to-Deposit Ratio | 86.18% | 76.23% |
| Core Deposit Ratio | 93.18% | 92.35% |
| Uninsured Deposit Ratio | 39.27% | 30.37% |
Identity
| Metric | The Security National Bank of Sioux City, Iowa | Cbi Bank & Trust |
|---|---|---|
| Headquarters City | SIOUX CITY | MUSCATINE |
| Headquarters State | IA | IA |
| Asset Tier | Large | Large |
| Charter Class | 3124 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 10 | 24 |
| Employees (FTE) | 233 | 271 |
| Established | Jan. 1, 1884, midnight | June 13, 1933, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full The Security National Bank of Sioux City, Iowa profile | View full Cbi Bank & Trust profile | Browse all bank comparisons