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Liquidity & Balance Sheet · North Dakota

US Banks with Highest Share of Uninsured Deposits in North Dakota

Ranked among banks headquartered in North Dakota. Re-ranked 1-13 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: CORNERSTONE BANK — 46.98% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 13 banks with reported data Showing: Top 13 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Cornerstone Bank Fargo , ND 46.98% $1.75B
2 Starion Bank Bismarck , ND 43.28% $2.14B
3 First International Bank and Trust Watford City , ND 36.94% $6.05B
4 Dakota Community Bank & Trust, N.A. Hebron , ND 32.85% $1.39B
5 Alerus Financial, N.A. Grand Forks , ND 31.89% $5.28B
6 Bank Forward Fargo , ND 27.02% $1.18B
7 Bell Bank Fargo , ND 24.68% $14.82B
8 Choice Financial Group Fargo , ND 24.23% $6.13B
9 Border Bank Fargo , ND 23.74% $1.06B
10 Western State Bank Devils Lake , ND 23.28% $2.59B
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11 Bravera Bank Dickinson , ND 17.40% $3.88B
12 Gate City Bank Fargo , ND 10.44% $4.03B
13 First Western Bank and Trust Minot , ND 6.07% $2.32B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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