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Liquidity & Balance Sheet · New York

US Banks with Highest Share of Uninsured Deposits in New York

Ranked among banks headquartered in New York. Re-ranked 1-53 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: DEUTSCHE BANK TRUST COMPANY AMERICAS — 93.01% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 53 banks with reported data Showing: Top 53 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Deutsche Bank Trust Company Americas New York , NY 93.01% $39.74B
2 Greene County Commercial Bank Catskill , NY 90.76% $1.41B
3 Mizuho Bank (usa) New York , NY 89.61% $4.05B
4 Bessemer Trust Company, N.A. New York , NY 82.86% $5.41B
5 Bank of New York Mellon, the New York , NY 71.68% $467.35B
6 Woori America Bank New York , NY 67.01% $4.04B
7 Orange Bank & Trust Company Middletown , NY 59.36% $2.70B
8 Amalgamated Bank New York , NY 57.93% $9.17B
9 Interaudi Bank New York , NY 55.79% $2.66B
10 Dime Commercial Bank Bridgehampton , NY 51.63% $14.99B
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11 Israel Discount Bank of New York New York , NY 50.99% $13.99B
12 Northfield Bank Staten Island , NY 50.15% $5.74B
13 The First National Bank of Long Island Glen Head , NY 49.41% $4.08B
14 Manufacturers and Traders Trust Company Buffalo , NY 49.21% $214.20B
15 Pioneer Bank, N.A. Albany , NY 47.95% $2.21B
16 Shinhan Bank America New York , NY 47.65% $1.97B
17 Hanover Community Bank Garden City Park , NY 46.50% $2.37B
18 Five Star Bank Rochester , NY 45.14% $6.26B
19 Nbt Bank, N.A. Norwich , NY 43.49% $16.09B
20 Tompkins Community Bank Ithaca , NY 42.63% $8.70B
21 Goldman Sachs Bank USA New York , NY 42.01% $751.78B
22 Adirondack Trust Company, the Saratoga Springs , NY 40.22% $1.76B
23 Safra National Bank of New York New York , NY 39.19% $12.15B
24 Solvay Bank Solvay , NY 38.24% $1.19B
25 Lyons National Bank, the Lyons , NY 37.21% $2.11B
26 Flushing Savings Bank, FSB Flushing , NY 36.31% $8.86B
27 Canandaigua National Bank and Trust Company, the Canandaigua , NY 35.86% $5.46B
28 Evans Bank, National Association Angola , NY 35.61% $2.18B
29 Alma Bank Astoria , NY 35.18% $1.55B
30 Industrial and Commercial Bank of China (usa), N.A. New York , NY 33.24% $2.86B
31 Bank of Utica Utica , NY 32.99% $1.45B
32 Community Bank, N.A. Canton , NY 32.87% $17.43B
33 Popular Bank New York , NY 32.49% $14.95B
34 Genesee Regional Bank Rochester , NY 31.91% $1.31B
35 Chemung Canal Trust Company Elmira , NY 30.34% $2.75B
36 Esquire Bank, N.A. Jericho , NY 30.22% $2.41B
37 Rhinebeck Bank Rhinebeck , NY 27.43% $1.28B
38 Arrow Bank N.A. Glens Falls , NY 27.39% $4.50B
39 Flagstar Bank, N.A. Hicksville , NY 26.84% $87.13B
40 PCSB Bank Brewster , NY 26.80% $2.10B
41 Pathfinder Bank Oswego , NY 25.55% $1.41B
42 Metropolitan Commercial Bank New York , NY 25.40% $8.84B
43 Northeast Community Bank White Plains , NY 24.41% $2.02B
44 Habib American Bank New York , NY 22.28% $2.98B
45 Ponce Bank, N.A. Bronx , NY 21.94% $3.29B
46 Trustco Bank Glenville , NY 21.75% $6.51B
47 Apple Bank New York , NY 21.57% $19.23B
48 Ulster Savings Bank Kingston , NY 19.55% $1.37B
49 Morgan Stanley Private Bank, N.A. Purchase , NY 18.91% $241.39B
50 Grasshopper Bank, N.A. New York , NY 17.71% $1.53B
51 Bank of Greene County, the Catskill , NY 13.92% $3.18B
52 Maspeth Federal Savings and Loan Association Maspeth , NY 12.61% $2.23B
53 Ridgewood Savings Bank Ridgewood , NY 11.82% $7.54B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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