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Liquidity & Balance Sheet · Utah

US Banks with Highest Share of Uninsured Deposits in Utah

Ranked among banks headquartered in Utah. Re-ranked 1-28 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: CACHE VALLEY BANK — 56.10% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 28 banks with reported data Showing: Top 28 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Cache Valley Bank Logan , UT 56.10% $3.50B
2 Sunwest Bank Sandy , UT 54.84% $4.27B
3 Zions Bancorporation, N.A. Salt Lake City , UT 46.73% $87.96B
4 Bank of Utah Ogden , UT 44.30% $3.73B
5 Central Bank Provo , UT 41.91% $2.15B
6 Morgan Stanley Bank, N.A. Salt Lake City , UT 37.10% $391.31B
7 UBS Bank USA, N.A. Salt Lake City , UT 33.76% $122.26B
8 Square Financial Services, INC. Salt Lake City , UT 28.46% $1.80B
9 State Bank of Southern Utah Cedar City , UT 27.81% $2.67B
10 Quill Bank Provo , UT 25.23% $1.50B
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11 American Express National Bank Sandy , UT 19.15% $217.57B
12 Transportation Alliance Bank, INC. Dba Tab Bank Ogden , UT 17.62% $1.59B
13 Wex Bank Sandy , UT 16.28% $9.53B
14 Webbank Salt Lake City , UT 14.11% $2.59B
15 Happen Bank, N.A. Lehi , UT 12.25% $11.85B
16 Synchrony Bank Draper , UT 11.71% $114.86B
17 Thrivent Bank Salt Lake City , UT 11.65% $967.1M
18 Ally Bank Sandy , UT 10.85% $185.66B
19 Comenity Capital Bank Draper , UT 8.34% $13.31B
20 Celtic Bank Corporation Salt Lake City , UT 8.15% $4.97B
21 Sofi Bank, N.A. Cottonwood Heights , UT 7.58% $49.67B
22 Sallie Mae Bank Salt Lake City , UT 6.37% $29.46B
23 Bmw Bank of North America Salt Lake City , UT 3.74% $13.01B
24 Merrick Bank South Jordan , UT 3.21% $8.93B
25 Green Dot Bank Provo , UT 3.11% $5.87B
26 Optum Bank, INC. Draper , UT 2.53% $21.00B
27 Nelnet Bank Draper , UT 2.10% $2.52B
28 Medallion Bank Salt Lake City , UT 0.25% $2.65B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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